Yoga Teacher Insurance

You can save up to 25% in discounts on yoga insurance*

Choose your primary coverage to get started:

Yoga instructor insurance can help protect you from:

Costs of bodily injuries

Costs of bodily injuries

Your client asks you to pay their medical bills after they’re injured in your class.**

Damage to your studio space

Damage to your studio space

You need to pay for repairs after a fire, fierce wind or a burst water pipe damage your studio and its contents.

Loss of business income

Loss of business income

If you’re forced to close your doors for repairs after a covered event, you can get help with payroll and extra expenses.

Get insurance for yoga teachers that’s fast, easy and affordable

NEXT specializes in small business insurance. Insurance for yoga teachers can help cover the cost of common yoga liabilities, such as client injuries, someone getting hurt at your business, or property damage.

NEXT makes it easy to:

  • Check prices, get covered and buy 100% online in about 10 minutes.
  • Manage your policy 24/7 via web or mobile app.
  • Pay monthly or annually and cancel anytime.

Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.

NEXT specializes in business insurance for yoga instructors
Yoga teaching insurance is usually several types of policies to help protect you, your business and your employees from different types of business risks. Your yoga insurance policy may include:
General Liability insurance for yoga teachers

General Liability insurance for yoga teachers

Protection for damage to other people's property and injuries to non-employees
General liability insurance, also called yoga liability insurance, can help with financial protection if someone gets hurt during a yoga class, or you’re held responsible for damaging property that doesn’t belong to you. It can also cover libel, slander and other personal and advertising injuries.

general liability can help you pay for:

Medical expenses
Damage to property you don’t own
Legal fees and judgments
Advertising injuries
Workers’ Compensation insurance for yoga

Workers’ Compensation insurance for yoga

For employee work-related injury and illness
Workers’ compensation insurance can help pay for an employee’s medical care and lost wages after a workplace injury, and it’s required in most states if you have employees. This can sometimes include part-time yoga teachers and yoga teachers in training as well, if they’re your employees.

workers compensation can help you pay for:

Medical costs and rehabilitation
Lost wages during recovery
Employer liability
Commercial Property insurance for yoga studios

Commercial Property insurance for yoga studios

For business owners who own or rent physical spaces
Commercial property insurance can help protect your business equipment, fixtures, computers and the yoga studio itself. If your business property is damaged due to a covered event, such as a burst water pipe or fire, yoga studio insurance can help with replacement costs or repairs as well as the loss of income while you get back up and running.

commercial property can help you pay for:

Damaged equipment and inventory at your studio
Lost income if you’re forced to close for repairs
Operating expenses during closure
Business Owner’s Policy (BOP insurance)

Business Owner’s Policy (BOP insurance)

Combine liability insurance with property insurance in a single policy
A Business Owner’s Policy (BOP insurance) combines the benefits of general liability coverage and commercial property insurance coverage into a single policy that’s often more cost-efficient than the price for each policy alone. For yoga instructors, it could help protect against the costs of both student injuries and damage to your studio space.

business owners policy can help you pay for:

Theft of business gear from your business location
Medical fees for injuries to non-employees
Property and inventory damage

NEXT Insurance reviews

For Personal Trainers AND Yoga Instructors

There might be a fair amount of insurance providers who provide coverage for both, but Next was the quickest to respond! The process was super straight forward and understandable.

Edward S.

The Best!

This insurance company is Awesome, very good customer support, and it’s the cheapest so you pay less, highly recommended!

Shereen S.

I’m a brand new customer

Great service so far!

Maria P.

Easy

It was easy to get insurance. Plus you can choose between monthly payments and annual payments. I love that! And you can use a credit card if you want to. Easy!

Berny K.

Great!

Great!

Tony P.

Next Insurance for Liability Personal Training

It was easy to sign up and a great price for Personal Training Liability Insurance

Lorraine B.

Owner

Agent service was excellent

Mark B.

Easy to enroll.

Easy to enroll.

Christopher M.

Personal Trainer

Best insurance in the area

Victor L.

Fast easy and affordable

Fast easy and affordable

Samuel J.

Pay monthly or annually, and you can cancel at any time.

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$2 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much does yoga teacher insurance cost?

How much does yoga teacher insurance cost?

Premiums for yoga insurance are more affordable than you might think. The exact price you’ll pay for your business insurance cost depends on a number of factors, including:

  • The type of work you do.
  • The types of clients you have.
  • Your business location.
  • Your number of employees.
  • Annual revenue.
  • The coverage limits and deductible you choose.
  • Your insurance claims history.

The best way to know for sure what you’ll pay is to check our prices. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.

How can yoga instructor insurance help your business?

How can yoga instructor insurance help your business?

You might need yoga teacher insurance to help you:

  • Get hired. Studios, gyms or wellness centers may require proof of your general liability insurance coverage before they’ll hire you to teach.
  • Rent or maintain a studio space. Property insurance may be required for a commercial lease, and it could help repair or replace your equipment after covered damages.
  • Hire employees. Most states require workers’ comp insurance for small businesses with employees.
  • Drive for business. Business-owned vehicles and personal vehicles you drive for work typically need commercial auto insurance.

Yoga Teacher insurance FAQ

If you don’t find answers to your frequently asked questions here, our licensed, U.S.-based insurance advisors are standing by to help.

What insurance do I need for a yoga teacher?

Whether you teach in-person, outdoors or virtually, most yoga instructors choose to protect themselves with:

  • General liability insurance
  • Workers’ compensation insurance
  • Business Owner’s Policy (BOP insurance)
  • Commercial property insurance

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, what type of events you sell at, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.
Next Insurance, small business insurance
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Manage your policies, send and create certificates of insurance, or file a claim with our app.
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More professions covered by NEXT

Aerobics Instructor, CrossFit Coach, Dance Instructor, Fitness Instructor, Golf Coach, Gym & Fitness Studio, Indoor Cycling Instructor, Martial Arts Instructor, Personal Trainer, Pilates Instructor, Sports Coach, Umpire, Yoga Teacher, Zumba Instructor
What we cover
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© 2025 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of March 21, 2025. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.