Umpire Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

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Umpire and referee insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the umpire insurance you need to protect your business from accidents, injuries, and legal fees. Our insurance packages typically include:

General liability
Workers’ compensation
Commercial property

We’ll help you get the umpire business insurance coverage you need

It’s all about managing your risk. See the different policies available for umpires and referees and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance provides financial protection if an accident happens at your work as an umpire, such as a customer injury or damages to someone’s property. It also provides coverage if you have to defend an accusation of libel or slander.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance helps to protect the items you need to run your umpire business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you'll be glad you have commercial property.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

You can save up to 25% in discounts on umpire insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does umpire insurance cost?

Umpire and referee insurance costs vary based on the risks that your business faces, such as:

Where you work
The kind of work you do
Your payroll and the kinds of jobs your employees do

A referee or an umpire typically pays at least $25 for business insurance. Businesses with more risks can expect to pay more.

Business insurance for umpires and referees has never been easier

Umpires and referees are busy small business owners that have little time to sweat the details of insurance. NEXT takes the hassle out of insurance by getting rid of jargon and endless phone calls. With NEXT, you can get:

Covered in less than 10 minutes
Access to your documents online whenever you need them
Insurance advisor support via phone, email and direct chat if you have questions

We know that there’s never enough time in a day for the self-employed. That’s why we work hard to make running your business that much easier.

Frequently asked questions about umpire business insurance

Here are some of the most common questions we get about umpire business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does ERGO NEXT Insurance offer General Liability insurance for umpires?

Yes, NEXT Insurance offers General Liability and Commercial Property for umpires.

Does ERGO NEXT Insurance offer Professional Liability insurance for umpires?

Yes, NEXT Insurance offers General Liability and Commercial Property for umpires.

Can I add an additional insured to my fitness insurance?

Yes. We know it’s a common need for fitness instructors to add an additional insured to their coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free.

Learn more about additional insureds.

What do I need to get an insurance quote online for fitness?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for fitness insurance, we’ll ask you a few basic questions about your business, including: