Our golf instructor insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally run over a client’s clubs with your golf cart. The
general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client hits another golfer while attempting a backswing. Your
general liability coverage would also come into play here by helping to pay for medical costs and legal fees.
Professional mistakes
A client claims that lessons with you haven’t improved their game.
Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workplace injuries
You twist an ankle when stepping into a bunker on the course.
Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You damage a fence post when you pull up too far in a parking space at the golf club.
Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
Your storage space is flooded during heavy rains and several sets of clubs are damaged.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.