Pilates Instructor Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

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Pilates instructor insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the pilates insurance coverage you need to protect your business from accidents, injuries, and legal fees. Our insurance packages typically include:

General liability
Professional liability
Workers’ compensation
Commercial property

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We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different policies available for pilates instructors and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance covers a wide range of pilates instructors accidents and basic risks. You’ll have financial protection if someone gets hurt during a class or you are held responsible for damaging property that doesn’t belong to you.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

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Professional Liability (E&O)

Coverage against business mistakes and claims of negligence

Professional liability insurance (also known as errors and omissions) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of not doing a good job and being the reason students don’t renew memberships, it could help cover related expenses to defend yourself.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

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Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if you have employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

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Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your business equipment, inventory and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs as well as the loss of business income while you get back up and running.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

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Michael S.

I found exactly what I

I found exactly what I was looking for at a reasonable price.

Alvia M.

excellent tool for the best performance

excellent service

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What's needed for Business

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My agent of over 20 years was professional and kind enough to refer me to Next. I needed some insurance for a short term project/job and I completed an online form, got pricing, pa...

Shawn D.

You can save up to 25% in discounts on pilates instructor insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does pilates instructor insurance cost?

Pilates instructor insurance costs vary based on the risks that your business faces, such as:

The types of projects you work on
Where your projects are located
Your payroll and the kinds of jobs your employees do

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Pilates instructor insurance requirements

Pilates teachers should consider carrying insurance due to the risk of exercise-related injury and property damage. You might need insurance to:

Win new business. Clients might ask you to have active insurance — usually general liability.
Hire employees. Most states require workers’ compensation.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

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Frequently asked questions about business insurance

Here are some of the most common questions we get about pilates studio insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

How does business insurance protect pilates instructors?

Our pilates instructor insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:

Damage to someone’s property

You damage a wood floor while moving reformers at a studio. The general liability coverage in your insurance package could help pay for repairs.**

Accidents that hurt someone

A student falls off an exercise ball at one of your classes and gets a concussion. Your general liability coverage could also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A fitness center manager accuses you of not teaching at the right level, causing students to cancel their memberships. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You slip while moving a pilates wheel and twist your ankle. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Damage to your own property

The front windows of your pilates studio are smashed by vandals overnight. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have an ERGO NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI, or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

How do you file an insurance claim with ERGO NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.