Our insurance packages are designed to protect your business and help you save money, whether you’re offering in-person classes or you need online Zumba class insurance. You’ll be protected from financial losses related to:
Damage to someone’s property
A rack of Zumba toning sticks tips over and damages the gym’s floor. The general liability
coverage in your insurance package would help pay for a repair or replacement.
Accidents that hurt someone
A client trips over your gym bag and gets hurt as they walk into Zumba class. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A client claims that your Zumba class caused them to develop a knee injury. Professional liability insurance
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You slip on a wet floor in the gym locker room and injure your shoulder. Workers’ compensation insurance
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Damage to your own property
A tree falls over and damages the roof of your fitness center. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.