Martial Arts Instructor Insurance

Martial arts instructor insurance designed to protect your business

NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to martial arts instructors so you are always protected against unpredictable events.

The most common insurances packages bought by a martial arts instructor include:

General liability

Workers’ compensation

Commercial property

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We’ll help you get the martial arts instructor business insurance coverage you need

It’s all about managing your risk. See the different policies available for a martial arts instructor and save 10% when you bundle.

General Liability

Bought by 95% of business owners like you

General liability insurance covers a wide range of martial arts instructor accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by clients and licensing agencies.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

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Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your martial arts business has employees. Choose business owner’s coverage with your policy to protect yourself.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

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Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your martial arts business equipment, inventory and even the building itself if you own it. If your martial arts business property is damaged due to a covered event, such as a burst water pipe or fire, commercial property insurance can help with replacement costs or repairs as well as the loss of business income while you get back up and running.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

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How much does martial arts instructor insurance cost?

Martial arts instructor insurance costs vary based on the risks that your business faces, such as:

Where you work

The kind of work you do

Your payroll and the kinds of jobs your employees do

A martial arts instructor typically pays at least $62.5 for business insurance. Businesses with more risks can expect to pay more.

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Martial arts instructor insurance requirements

Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

Help pay for accidents that cause damage to property that isn’t yours.
Defend yourself if you’re accused of making a mistake that causes someone to lose money.
Hire employees. Most states require workers’ compensation if you have employees.
Repair or replace property you own or rent.

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Frequently asked questions about martial arts instructor business insurance

Here are some of the most common questions we get about martial arts instructor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer martial arts instructors General Liability insurance?

Yes, NEXT Insurance offers General Liability, Workers' Compensation and Commercial Property insurance to martial arts instructors.

Does NEXT Insurance offer martial arts instructors Workers' Compensation coverage?

Yes, NEXT Insurance offers General Liability, Workers' Compensation and Commercial Property insurance to martial arts instructors.

Can I add an additional insured to my fitness insurance?

Yes. We know it’s a common need for fitness instructors to add an additional insured to their coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free. Learn more about additional insureds.

Do I need to get a personal training certificate to get insurance?

Yes, you must be certified or have a 4+ year degree in a health & fitness related field to be eligible for this insurance.