Carpenter insurance in Alaska

Smart insurance for carpenter business in Alaska

NEXT is 100% dedicated to small businesses and the self-employed. We customize insurance for carpenter business so you have the coverage you need to protect your business. Coverage packages often include:

General liability

Professional liability

Workers’ compensation

Tools & equipment

Commercial property

Get a Quote

Get the carpenter business insurance in Alaska that's just the right fit

We offer customized carpenter insurance policies to small businesses and the self-employed in Alaska. Oh, and you save up to 10% when you bundle.

General Liability

Bought by 95% of business owners like you

General liability insurance covers the risks that affect almost every carpenter business. It’s the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Learn more

Professional Liability (e&o)

Bought by 80% of business owners like you

Professional liability insurance is designed to provide protection to your carpenter business from unexpected expenses if you’re accused of a professional mistake, such as a customer saying you didn’t complete a job on time and wants you to pay for financial losses.

Professional Liability (e&o) can help you pay for:

Legal defense costs

Legal judgments

Learn more

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting carpenter business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Learn more

Tools & Equipment

Protection for your gear and equipment

Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs.nTools and equipment insurance is available as an add-on to our general liability insurance.

Tools & Equipment can help you pay for:

Protection for your gear and equipment

Learn more

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance is one of the most common types of small business insurance carpenter owners buy because of the different types of coverage it offers. It helps with replacement or repair costs if property is stolen or damaged due to a covered event, such as a burst water pipe, fire or vandalism.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Learn more

Cost of carpenter insurance in Alaska

NEXT makes sure that a carpenter in Alaska gets the right coverage for the most competitive rates. Policies are customized for you based on:

Your work experience

Your claims history

How many vehicles you use for work

How many employees you have

A carpenter business in Alaska can pay as little as $13 each month for business insurance.

Your carpenter business risks can change from time to time and that can impact your insurance needs. We’re here to make sure you always have the right coverage.

Get a Quote

Why does a carpenter in Alaska need business insurance?

A carpenter business in Alaska needs insurance to help stay protected from financial losses after an accident. It can also offer protection from costs related to business disagreements, and it can help you qualify for licenses. You might need insurance to:

Align with industry standards and state requirements for a carpenter business.
Change with your business as you experience fluctuations.
Hire employees. Most states require workers’ compensation.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Get a Quote

Frequently asked questions about carpenter business insurance

Here are some of the most common questions we get about carpenter business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer carpenter business insurance in Alaska?

Yes, NEXT Insurance offers tailored carpenter business insurance in Alaska.

Does NEXT Insurance cover my carpenter business in Alaska for General Liability?

Yes, NEXT Insurance covers carpenter business in Alaska for General Liability, Professional Liability, Workers' Compensation, Tools & Equipment, Commercial Property.

How does business insurance protect carpenters?

Our carpenter business insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

You accidentally damage electrical wiring while repairing a wall. The general liability coverage in your insurance package would help pay to repair the damage.

Accidents that hurt someone

Your client trips over unfinished flooring and gets injured while you show them your progress. Your general liability insurance would also come into play here by helping to pay for medical costs and legal fees if you go to court.

Professional mistakes

There’s a miscommunication about which type of wood to use and paneling has to be redone. E&O insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You hurt your knees installing lower cabinets in all the units of a large apartment building. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.

Injuries and damage involving your business vehicles

The suspension on your truck fails after a heavy load and it needs to be replaced. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Theft or damage to your tools

Your table saw rusted after an automatic sprinkler system soaked it at a job site. You can choose to add tools and equipment insurance to your general liability coverage to help pay for replacement costs.

Damage to your own property

Your office sustains damage after a small fire breaks out next door. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.

Carpenter insurance in Alaska

Smart insurance for carpenter business in Alaska

See the coverage plans for carpenter in Alaska