Our carpenter business insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally damage electrical wiring while repairing a wall. The general liability coverage
in your insurance package would help pay to repair the damage.
Accidents that hurt someone
Your client trips over unfinished flooring and gets injured while you show them your progress. Your general liability insurance
would also come into play here by helping to pay for medical costs and legal fees if you go to court.
There’s a miscommunication about which type of wood to use and paneling has to be redone. E&O insurance
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You hurt your knees installing lower cabinets in all the units of a large apartment building. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
The suspension on your truck fails after a heavy load and it needs to be replaced. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
Your table saw rusted after an automatic sprinkler system soaked it at a job site. You can choose to add tools and equipment insurance
to your general liability coverage to help pay for replacement costs.
Damage to your own property
Your office sustains damage after a small fire breaks out next door. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.