Our retail shop insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
The paint you sell on Amazon explodes in a customer’s bedroom, ruining the carpet and drapes. The general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A customer falls over backwards trying out a chair and breaks their arm. Your retail store general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
One of your employees falls off a step stool while restocking the upper shelves and badly twists their ankle, leaving them unable to work for several weeks. Workers’ compensation coverage
can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
A hail storm leaves dents all over the roof of your work van. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your property and inventory
All the inventory you had ready to go was vandalized overnight. Commercial property insurance
can help with replacement or repair costs.