NEXT’s retail shop policies can help protect your business from a variety of risks and financial losses related to:
Damage to someone else’s property
The paint you sell on Amazon explodes in a customer’s bedroom, ruining the carpet and drapes. Your
general liability policy could help pay for the damages.
Accidents that hurt someone
A customer falls and breaks their arm inside your retail store. Your general liability coverage or
BOP insurance could help pay for medical costs and legal fees.
Damage to your own property and inventory
Vandals tag your storefront, break a window and steal some business laptops and products.
Commercial property insurance could help with replacement or repair.
Accidents involving your business vehicles
You have a fender bender on the way to a client’s office.
Commercial auto insurance could help pay for the damages.
Workplace illness or injuries
Your employee falls off a step stool and twists an ankle — and now you’re down a worker for several weeks.
Workers’ compensation insurance can help cover medical bills and lost wages.