NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.

Arts and Crafts Store Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

Arts and crafts store insurance can help protect you from:

Inventory

Theft

Your business is burglarized overnight and inventory was stolen. You need to replace it — fast.

Product liability

A customer claims a sweater you sold was treated with a chemical that caused an allergic reaction.

Advertising injury

A competitor sues you claiming that you copied the “look and feel” of their product listing.

Wire Fraud

Cyber

Criminals hack your store’s site, and now your customers’ payment information is compromised.

Arts and crafts store insurance that's made for your business

ERGO NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to arts and crafts store business so you are always protected against unpredictable events. The most common insurances packages bought by arts and crafts store business owners include:

  • General Liability
  • Workers’ Compensation
  • Commercial Property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different arts and crafts store business insurance policies available and save up to 10% when you bundle two or more of our policies.

General Liability

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance is included in most business insurance packages, including arts and crafts store business, because it covers the risks that many business owners face every day. It’s not typically required by law, but some clients and agencies could ask you to have a certificate of insurance before they work with you.

general liability can help you pay for:

Medical payments
Property damage
Legal fees and judgments
Workers' Compensation

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your arts and crafts store business has employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance helps to protect the items you need to run your arts and crafts store business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you’ll be glad you have commercial property.

commercial property can help you pay for:

Damaged equipment and inventory
Lost income
Operating expenses

What customers say about us

Easy to process

Where other websites did not deliver on a timely manner, this was relatively easy to get a quote and finish the process in a few minutes after accepting it. It was also easy to mod...

Riccardo H.

Insurance

Great price and fast service!

Monica W.

Very Impressed

I needed to get insurance fast for my small online business. I went online and this came up. I filled out everything, and within minutes I was insured! I got exactly what I needed ...

Roberta P.

Fast, Easy & Smart

There are so many things to worry about when you're a new start up, with NEXT, insurance just isn't one of them! www.dragonflycraftstudio.com

Cindy J.

Awesome

Awesome

Melissa D.

Very easy. Professional and courteous

Very easy. Professional and courteous staff. Highly recommend...

Tracy D.

very easy

very easy

Rosalinda F.

Easy to process

Where other websites did not deliver on a timely manner, this was relatively easy to get a quote and finish the process in a few minutes after accepting it. It was also easy to mod...

Riccardo H.

Insurance

Great price and fast service!

Monica W.

Very Impressed

I needed to get insurance fast for my small online business. I went online and this came up. I filled out everything, and within minutes I was insured! I got exactly what I needed ...

Roberta P.

You can save up to 25% in discounts on arts and crafts store insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much should a arts and crafts store expect to pay for insurance?

How much should a arts and crafts store expect to pay for insurance?

Your arts and crafts store insurance costs will be tailored to your business. Several factors will impact the price you pay, including:

  • Your claims history
  • How high you set your limits
  • Your work experience
  • How many people you employ

With coverage built for more than 1,300 small business professions, ERGO NEXT offers you the right small business insurance at the right price, no matter what you do.

You can save up to 30% when you buy construction insurance with Next. The exact amount you pay will depend on:

  • The kinds of projects you do
  • The locations where you work
  • The types of jobs your employees do and how much you pay them
  • How many vehicles you drive for work

Small business insurance gives your company or side hustle the protection it needs from a variety of incidents and can include:

General liability is the basis of business insurance coverage. It helps pay for damages if someone claims that your actions caused physical injury or damaged property.

Professional liability insurance (also known as errors and omissions) helps pay for lawsuit costs and damages if your company is accused of work errors or missed deadlines that cause financial losses.

Commercial property can help protect almost all of the physical items you need to do business, including goods, inventory and repairs to your building.

Workers’ compensation insurance assists employees who are injured on the job by partially covering medical bills and lost wages.

Commercial auto insurance helps cover injuries and damages stemming from work-related car accidents.