Laundromat insurance designed to protect your business
NEXT Insurance is a one-stop shop to help you get the laundromat insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- General liability
- Commercial auto
- Workers’ compensation
- Commercial property
Easily find a custom laundromat business insurance package that's right for you
NEXT specializes in small business insurance, so you can easily find a custom insurance package that's right for your laundromat business.
General Liability
Protection for the injuries, accidents and damage you cause
general liability can help you pay for:
Commercial Auto
For business owners who own or drive vehicles
commercial auto can help you pay for:
Workers' Compensation
For business owners who hire employees
workers compensation can help you pay for:
Commercial Property
For business owners who own or rent physical spaces
commercial property can help you pay for:
You can save up to 25% in discounts on laundromat insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
How much does laundromat insurance cost?
Laundromat insurance costs vary based on the risks that your business faces, such as:
- The types of business activities or projects you work on
- Where your business is located
- Your payroll and the kinds of jobs your employees do
- The number and types of vehicles you use at work
You can save up to 25% in discounts, depending on the kind of work you do. More risky professions can expect to pay more.
Laundromat insurance requirements
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Get a business license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
- Hire employees. Most states require workers’ compensation insurance if you have employees.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about laundromat business insurance
Here are some of the most common questions we get about laundromat business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does ERGO NEXT Insurance offer workers' comp coverage for laundromats?
Does ERGO NEXT Insurance offer commercial property coverage for laundromats?
What are some examples of types of business insurance protection for retail shops?
Damage to someone else’s property
The paint you sell on Amazon explodes in a customer’s bedroom, ruining the carpet and drapes. Your general liability policy could help pay for the damages.**Accidents that hurt someone
A customer falls and breaks their arm inside your retail store. Your general liability coverage or BOP insurance could help pay for medical costs and legal fees.Damage to your own property and inventory
Vandals tag your storefront, break a window and steal some business laptops and products. Commercial property insurance could help with replacement or repair.Accidents involving your business vehicles
You have a fender bender on the way to a client’s office. Commercial auto insurance could help pay for the damages.Workplace illness or injuries
Your employee falls off a step stool and twists an ankle — and now you’re down a worker for several weeks. Workers’ compensation insurance can help cover medical bills and lost wages.How can I get a certificate of insurance (COI)?
Can I add to or change my coverage?
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.
