Our bookstore insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
A piece of your store’s awning falls and damages a customer’s expensive bike. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A customer slips on a wet floor in the store and fractures their wrist. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
An employee injures his back while unloading a shipment of books. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your work van slides on an icy road and rear ends the car in front of you. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A small fire breaks out and damages part of the bookstore. Commercial property insurance
can help with replacement or repair costs for damaged inventory, furniture and fixtures.