Retail store Insurance in Arkansas

Retail store insurance in Arkansas tailored for your business

NEXT customizes insurance for small businesses, including retail store business. We help business owners get covered in about 10 minutes online. And you’ll have 24/7 access to services. Insurance packages can be customized to include:

General liability

Professional liability

Workers’ compensation

Commercial property

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We specialize in providing the right type of retail store insurance for small businesses in Arkansas

NEXT is made for entrepreneurs, hustlers and retail store business owners in Arkansas who like to stay covered and save money.

General Liability

Bought by 95% of business owners like you

General liability insurance covers the risks that affect almost every retail store business. It’s the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

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Professional Liability (e&o)

Bought by 80% of business owners like you

Professional liability insurance can help you move on quickly if a customer claims you made a mistake — whether you did or not. It help you avoid customer confrontations and protect your retail store business reputation.

Professional Liability (e&o) can help you pay for:

Legal defense costs

Legal judgments

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Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting retail store business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

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Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance is one of the most common types of small business insurance retail store owners buy because of the different types of coverage it offers. It helps with replacement or repair costs if property is stolen or damaged due to a covered event, such as a burst water pipe, fire or vandalism.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

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Cost of retail store insurance in Arkansas

NEXT makes sure that a retail store in Arkansas gets the right coverage for the most competitive rates. Policies are customized for you based on:

Your work experience

Your claims history

How many vehicles you use for work

How many employees you have

A retail store business in Arkansas can pay as little as $17 each month for business insurance.

Your retail store business risks can change from time to time and that can impact your insurance needs. We’re here to make sure you always have the right coverage.

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How important is it for a retail store in Arkansas to have business insurance?

We know building a small business is an investment. To protect that investment, retail store businesses in Arkansas need insurance to avoid financial losses. Business insurance can protect your from:

Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
Damage to the physical items you need to do business.
Claims of work mistakes or negligence.
Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.

NEXT is dedicated to helping you find the affordable retail store insurance coverage you need to stay protected, meet legal requirements and satisfy your customers.

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Frequently asked questions about retail store business insurance

Here are some of the most common questions we get about retail store business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer retail store business insurance in Arkansas?

Yes, NEXT Insurance offers tailored retail store business insurance in Arkansas.

Does NEXT Insurance offer General Liability coverage for retail store business in Arkansas?

Yes, NEXT Insurance offers General Liability, Professional Liability, Workers' Compensation, Commercial Property coverage for retail store business in Arkansas.

How does business insurance protect retail stores?

Our retail store insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

The paint you sell on Amazon explodes in a customer’s bedroom, ruining the carpet and drapes. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A customer falls over backwards trying out a chair and breaks their arm. Your retail store general liability coverage would also come into play here by helping to pay for medical costs and legal fees.

Workplace injuries

One of your employees falls off a step stool while restocking the upper shelves and badly twists their ankle, leaving them unable to work for several weeks. Workers’ compensation coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

A hail storm leaves dents all over the roof of your work van. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your property and inventory

All the inventory you had ready to go was vandalized overnight. Commercial property insurance can help with replacement or repair costs.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.

Retail store Insurance in Arkansas

Retail store insurance in Arkansas tailored for your business

Save up to 30% on retail store business insurance in Arkansas