Our florist business insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
A floral arrangement you setup stains expensive drapes at a wedding venue. The general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A shelf displaying floral arrangements falls over and injures a customer. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
An employee slips on a wet floor and breaks their wrist. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your flower delivery van slides on a black ice and hits a parked car. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A plumbing issue causes water damage in your floral shop. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.