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Furniture Store Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

Furniture store insurance can help protect you from:

Theft

Theft

Your business is burglarized overnight and inventory was stolen. You need to replace it — fast.

Product liability

Product liability

A customer claims a sweater you sold was treated with a chemical that caused an allergic reaction.

Advertising injury

Advertising injury

A competitor sues you claiming that you copied the "look and feel" of their product listing.

Cyber

Cyber

Criminals hack your store's site, and now your customers' payment information is compromised.

Furniture store insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the furniture store insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

  • General liability
  • Commercial auto
  • Workers’ compensation
  • Commercial property

We’ll help you get the furniture store insurance coverage you need

It’s all about managing your risk. See the different policies available for furniture store and save up to 10% when you bundle two or more of our policies.

General Liability

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance helps to protect you from unexpected expenses related to many types of accidents that can affect your furniture store business. And clients could require that you have general liability coverage as part of contract requirements so they know that you can pay for any accidental injuries or damage related to your work.

general liability can help you pay for:

Medical payments
Property damage
Legal fees and judgments
Commercial Auto

Commercial Auto

For business owners who own or drive vehicles

Commercial auto insurance is essential if you have vehicles that are titled to your furniture store business that you or your employees drive. Your personal car insurance policy probably won't be enough to cover your work-related driving accidents.

commercial auto can help you pay for:

Medical expenses
Collision repairs
Rental reimbursement
Workers' Compensation

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your furniture store has employees. Choose business owner’s coverage with your policy to protect yourself.

workers compensation can help you pay for:

Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance covers furniture store business property, which can include the repairs, construction and related expenses if you own the building where you do business. And it can help you whether you lease space or own the property where you work.

commercial property can help you pay for:

Damaged equipment and inventory
Lost income
Operating expenses

You can save up to 25% in discounts on the best furniture store insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
Commercial Auto
Combined single limit
$85,000
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
Commercial Auto
Combined single limit
$100,000
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
Commercial Auto
Combined single limit
$1 million
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much does business insurance cost

How much does furniture store insurance cost?

Furniture store insurance costs vary based on the risks that your business faces, such as:

  • The types of projects you work on
  • Where your projects are located
  • Your payroll and the kinds of jobs your employees do
  • The number and types of vehicles you use at work

You can save up to 25% in discounts on business insurance, depending on the kind of work you do. More risky professions can expect to pay more.