Our catering service insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
A busser accidentally damages counter tops at an event space with your hot pans. The general liability
coverage in your insurance package would help pay for repairs.
Accidents that hurt someone
A guest at an event gets a burn from a buffet chafing dish that requires medical attention. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A server trips over a guest’s foot and sprains their ankle. Workers’ compensation coverage
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
A driver in front of you stops short to avoid a collision and you rear end them with your catering van. Commercial auto coverage
will help pay for the repairs and medical bills. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A grease fire breaks out and damages most of your facility’s kitchen. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.