Business insurance for a coffee shop or cafe can help when an injury or property damage threatens your business.
NEXT makes it fast, easy and affordable to get the insurance coverage you need, modify your policy or file a claim 24/7, and get instant proof of insurance.
We protect more than 450,000 small businesses like yours, including over 10,000 in the food and beverage industry.
general liability can help you pay for:
workers compensation can help you pay for:
business owners policy can help you pay for:
liquor liability can help you pay for:
Get a free coffee shop insurance quote. You’ll know exactly what your business will pay in under 5 minutes, and you can make a purchase 24/7.
Food and beverage industry insurance requirements vary by state and different situations. Insurance for your cafe may be necessary to:
Repair or replace property you own or rent. Protect your inventory, kitchen equipment and the building that you lease or own.
Insurance is just a small part of running a cafe. Dive deep into the NEXT Small Business Blog for tips and guidance, including:
Here are some of the most common questions we get about coffee shop liability insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.