Catering insurance that's made for your New Hampshire business
We’re dedicated to helping you get the catering insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for catering business in New Hampshire include:
- General liability
- Workers’ compensation
- Commercial property
You can save up to 25% on catering business insurance in New Hampshire
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
PRO
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
PRO PLUS
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
Find the right catering business insurance in New Hampshire
We have all the business insurance you might need for your catering business in New Hampshire. And you save up to 10% when you combine coverage.
General Liability
Bought by 95% of business owners like you
General liability insurance covers a wide range of catering business accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by clients and licensing agencies.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Workers' Compensation
For business owners who hire employees
Workers’ compensation insurance protects employees and catering business owners from financial losses after a workplace injury or illness. It can help with reimbursing medical bills, rehabilitation costs, lost wages and other expenses.
workers compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
Commercial Property
For business owners who own or rent physical spaces
Commercial property insurance is one of the most common types of small business insurance catering owners buy because of the different types of coverage it offers. It helps with replacement or repair costs if property is stolen or damaged due to a covered event, such as a burst water pipe, fire or vandalism.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
How much does it cost to get catering insurance in New Hampshire?
The exact amount that a catering business can expect to pay for business insurance depends on a number of factors, including:
- The kind of work you do
- How many employees you have
- The number of vehicles you use for work
- How long you’ve been in the industry
Business insurance typically costs a catering business in New Hampshire about $17 each month.
You automatically save 10% if you combine more than one type of policy together. For example, if you add a commercial auto policy to your existing general liability policy, you’ll save 10% right off the bat.
What does a catering need insurance for in New Hampshire?
With business insurance from NEXT, you’ll have the protection you need to get your catering business to the next level. Insurance can help you in many ways:
- General liability coverage helps pay for damage to property that doesn’t belong to you.
- Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
- Workers’ compensation insurance can help cover medical bills and lost wages after a work-related injury. Workers’ comp coverage is usually required by law if you have employees.
- Commercial auto coverage will help pay for collision and other driving-related damage.
- Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event.
Frequently asked questions about catering business insurance
Here are some of the most common questions we get about catering business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer catering business insurance in New Hampshire?
Yes, NEXT Insurance offers tailored catering business insurance in New Hampshire.
Does NEXT Insurance offer Workers' Compensation coverage for catering business in New Hampshire?
Yes, NEXT Insurance offers General Liability, Workers' Compensation, Commercial Property coverage for catering business in New Hampshire.
How does business insurance protect event planners?
Our event planner insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
One of your subcontractors accidentally cracks a large window at an event space. The general liability coverage in your insurance package would help pay for a replacement.Accidents that hurt someone
A client slips and falls on the front steps when arriving at your office. Your general event planner liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.Professional mistakes
A client claims they had to pay extra catering fees because you added incorrect information to the service agreement. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Workplace injuries
You throw out your lower back while helping to set up tables for a party and you have to take off two weeks during peak season to recover. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.Injuries and damage involving your business vehicles
Your car slides on a slippery road and hits a parked car. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.Damage to your own property
A tree falls over and damages the roof of your office. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.How can I get a certificate of insurance?
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines.
If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free.
You can easily share your COI with anyone via email, text message or a social media post.
We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.
Find out more details about your certificate of insurance.
What do I need to get an insurance quote online?
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
How does the claims process work with NEXT Insurance?
- If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
- If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
- If you cannot access your online account and require help from our support team, please visit our online help center.
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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.