Catering Insurance in West Virginia

Catering insurance that's made for your West Virginia business

We’re dedicated to helping you get the catering insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for catering business in West Virginia include:

General liability

Workers’ compensation

Commercial property

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We’ll help you get the business insurance coverage you need in West Virginia

It’s all about managing your risk. See the different policies available for catering business in West Virginia and save up to 10% when you bundle.

General Liability

Bought by 95% of business owners like you

General liability insurance covers a wide range of catering business accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by clients and licensing agencies.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

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Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance helps to make sure workers are taken care of if they’re hurt on the job, while also protecting catering business owners from significant financial losses after an accident. It’s legally required in most states for businesses with employees.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

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Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance covers catering business property, which can include the repairs, construction and related expenses if you own the building where you do business. And it can help you whether you lease space or own the property where you work.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

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Cost of catering insurance in West Virginia

NEXT makes sure that a catering in West Virginia gets the right coverage for the most competitive rates. Policies are customized for you based on:

Your work experience

Your claims history

How many employees you have

A catering business in West Virginia can pay as little as $13 each month for business insurance.

Your catering business risks can change from time to time and that can impact your insurance needs. We’re here to make sure you always have the right coverage.

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What does a catering need insurance for in West Virginia?

With business insurance from NEXT, you’ll have the protection you need to get your catering business to the next level. Insurance can help you in many ways:

General liability coverage helps pay for damage to property that doesn’t belong to you.
Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workers’ compensation insurance can help cover medical bills and lost wages after a work-related injury. Workers’ comp coverage is usually required by law if you have employees.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event.

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Frequently asked questions about catering business insurance

Here are some of the most common questions we get about catering business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer catering business insurance in West Virginia?

Yes, NEXT Insurance offers tailored catering business insurance in West Virginia.

Does NEXT Insurance offer General Liability coverage for catering business in West Virginia?

Yes, NEXT Insurance offers General Liability, Workers' Compensation, and Commercial Property coverage for catering business in West Virginia.

How does business insurance protect event planners?

Our event planner insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

One of your subcontractors accidentally cracks a large window at an event space. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A client slips and falls on the front steps when arriving at your office. Your general event planner liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client claims they had to pay extra catering fees because you added incorrect information to the service agreement. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You throw out your lower back while helping to set up tables for a party and you have to take off two weeks during peak season to recover. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

Your car slides on a slippery road and hits a parked car. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

A tree falls over and damages the roof of your office. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.

Catering Insurance in West Virginia

Catering insurance that's made for your West Virginia business

Save up to 30% on catering business insurance in West Virginia