Bakery Insurance

Our bakery insurance packages are designed to protect your home-based bakery business or bakery shop from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

You break a glass door while delivering a wedding cake to a venue. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A customer falls down your front steps when arriving to pick up a pie. Your general liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.

Workplace injuries

Your employee burns their arm while pulling a cookie sheet out of the oven. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp coverage is usually required by law if you have employees.

Injuries and damage involving your business vehicles

A tree falls during a storm and shatters your car roof. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

A water pipe bursts and causes significant water damage to your kitchen and baking equipment. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged.

If you’ve expanded your business and need coverage for more kinds of work (or higher amounts of the same coverage), please let us know. One of our support agents can discuss your business's changing needs, and in most cases, we’ll be able to set you up with a new policy on the same day (so there will be no gaps in your coverage).

If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.

The quickest way to talk to our U.S.-based customer service team is through chat.  You can reach us by clicking “chat with us” at the very bottom of the help center page.

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.