Choose your primary coverage to get started:
Bakery insurance for your small business can help you save money when things break, someone gets hurt or you’re faced with a lawsuit.
NEXT makes it fast, easy and affordable to get the insurance coverage you need, modify your policy or file a claim 24/7, and get instant proof of insurance.
We protect more than 450,000 small businesses like yours, including over 10,000 in the food industry.
You focus on the flour. NEXT-level insurance protection is the icing on the cake.
Burglary means that expensive equipment need to be replaced – fast.
A kitchen fire, water damage or power outage can damage equipment and inventory.
A customer files a lawsuit or asks for medical payments to cover an injury or claims of food poisoning.
general liability can help you pay for:
workers compensation can help you pay for:
business owners policy can help you pay for:
liquor liability can help you pay for:
Your bakery insurance cost (a.k.a. monthly or annual premium) can vary based on a number of factors, including:
Get a free bakery insurance quote. You’ll know exactly what your business will pay in under 5 minutes, and you can make a purchase 24/7.
Food and beverage industry insurance requirements vary by state law and different situations. Insurance for your bakery business may be necessary to:
Repair or replace property you own or rent. Protect your inventory, equipment and the building that you lease or own.
Insurance is just a small part of running a bakeshop. Learn more at the NEXT Small Business Blog, including:
Here are some of the most common questions we get about bakery business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.
If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.