Our bakery insurance packages are designed to protect your home-based bakery business or bakery shop from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You break a glass door while delivering a wedding cake to a venue. The
general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A customer falls down your front steps when arriving to pick up a pie. Your
general liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.
Workplace injuries
Your employee burns their arm while pulling a cookie sheet out of the oven.
Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages.
Workers’ comp coverage is usually required by law if you have employees.
Injuries and damage involving your business vehicles
A tree falls during a storm and shatters your car roof.
Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A water pipe bursts and causes significant water damage to your kitchen and baking equipment.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged.