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Catering Insurance in New Mexico

Save up to 30% on business insurance
Catering insurance
Catering insurance - NEXT

Catering insurance in New Mexico designed to protect your business

NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to catering business in New Mexico so you are always protected against unpredictable events. The most common insurances packages bought by  catering business in New Mexico include:

  • General liability
  • Commercial auto
  • Workers’ compensation
  • Commercial property
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Save up to 30% on catering business insurance in New Mexico

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

We specialize in providing the right type of catering insurance for small businesses in New Mexico

NEXT is made for entrepreneurs, hustlers and catering business owners in New Mexico who like to stay covered and save money.
General Liability

General Liability

Bought by 95% of business owners like you
General liability insurance covers the risks that affect almost every catering business. It’s the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.
General Liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
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Commercial Auto

Commercial Auto

For business owners who own or drive vehicles
Commercial auto insurance is essential if you have vehicles that are titled to your catering business that you or your employees drive. Your personal car insurance policy probably won’t be enough to cover your work-related driving accidents.
Commercial Auto can help you pay for:
Medical expenses
Collision repairs
Rental reimbursement
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Workers' Compensation

Workers' Compensation

For business owners who hire employees
Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your catering business has employees. Choose business owner’s coverage with your policy to protect yourself.
Workers' Compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
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Commercial Property

Commercial Property

For business owners who own or rent physical spaces
Commercial property coverage helps protect almost all of the physical items you need to run your catering business, including your equipment, inventory and furniture. And the business income coverage in your property insurance could help cover the revenue you would have earned after an unforeseen flooding, as well as ongoing business expenses while you are closed.
Commercial Property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
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How much does insurance cost

How much should a catering in New Mexico expect to pay for insurance?

Your catering insurance costs in New Mexico will be tailored to your business. Several factors will impact the price you pay, including:

  • Your claims history
  • How high you set your limits
  • Your work experience
  • How many people you employ

A catering in New Mexico usually pays about $13  each month for a business insurance policy.

With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.

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How important is it for a catering in New Mexico to have business insurance?

We know building a small business is an investment. To protect that investment, catering businesses in New Mexico need insurance to avoid financial losses. Business insurance can protect your from:

  • Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
  • Damage to the physical items you need to do business.
  • Claims of work mistakes or negligence.
  • Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.

NEXT is dedicated to helping you find the affordable catering insurance coverage you need to stay protected, meet legal requirements and satisfy your customers.

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Everything you want to know about Insurance

Frequently asked questions about catering business insurance

Here are some of the most common questions we get about catering business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer catering business insurance in New Mexico?
Yes, NEXT Insurance offers tailored catering business insurance in New Mexico.
Does NEXT Insurance offer Workers' Compensation coverage for catering business in New Mexico?
Yes, NEXT Insurance offers General Liability, Commercial Auto, Workers' Compensation, Commercial Property coverage for catering business in New Mexico.
How does business insurance protect event planners?

Our event planner insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

One of your subcontractors accidentally cracks a large window at an event space. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A client slips and falls on the front steps when arriving at your office. Your general event planner liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes 

A client claims they had to pay extra catering fees because you added incorrect information to the service agreement. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. 

Workplace injuries 

You throw out your lower back while helping to set up tables for a party and you have to take off two weeks during peak season to recover. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees. 

Injuries and damage involving your business vehicles

Your car slides on a slippery road and hits a parked car. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles. 

Damage to your own property

A tree falls over and damages the roof of your office. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism. 

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.

Certificate of Insurance

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