Do I need business personal property insurance as a personal gym trainer?

Learn why personal gym trainers need business personal property insurance.

David Granahan - Writer for NEXT Insurance
By David Granahan
Kelly Hendrickse - editor for NEXT Insurance
Edited by Kelly Hendrickse
Matt Crawford for NEXT Insurance
Fact-check by Matt Crawford

Published June 6, 2023.

Business personal property (BPP) insurance can be beneficial for personal gym trainers that have high-value equipment.

Exploring business personal property insurance for gym trainers

BPP insurance can safeguard your valuable assets, such as:

  • Fitness equipment
  • Inventory (if you sell health and fitness products)
  • Furniture
  • Exercise machines
  • Office equipment like computers
  • Renovations or improvements you've made to your gym facility

What other insurance can help?

While BPP insurance protects the contents of your gym, it usually doesn't cover the building or space itself. For comprehensive coverage, you may want to consider a business owner's policy (BOP), which includes coverage for both your business items and the physical building.

Or, separately, you can consider other insurance policies you may need as a personal gym trainer like:

Find out why business insurance is so useful and how it can help your small business:

Personal trainer insurance designed for you

Personal trainer insurance can offer financial protection, peace of mind and business continuity. Plus, it can boost your professional reputation by showing current and potential clients that you are committed to their safety and your work.

This can include a BPP policy or any of the other options mentioned based on your needs. And NEXT can help you tailor your coverage. To view your options, simply apply online and get an instant quote in less than 10 minutes. This way, you can take some weight off your shoulders and focus on your clients.

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