fitness insurance for personal trainers, yoga teachers, pilates instructors

Pilates Instructor Insurance

Lift your business to greater heights

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Buy your policy 100% online in minutes, whenever and wherever you choose


Pay monthly, with amazing prices and absolutely no extra fees


Your business insurance coverage is designed to meet your needs

Need Proof of Pilates Instructor Insurance?

Need Proof of Pilates Instructor Insurance?

Show your next online class student, or pilates studio that you carry pilates liability insurance for your business by quickly emailing your Live Certificate of Insurance online, anytime. You can even add as many places as you work as Additional Insured before you email it with no fees, ever.

Add an Additional Insured

Add an Additional Insured

Go ahead and book that big class, or think about expanding into the next county; we've got your pilates instructor liability insurance covered, so you can work on what matters to you: your business. And you can always cancel instantly online anytime you're not satisfied.

Simple Monthly Payments

Simple Monthly Payments

Cash flow trouble? Our payment plans allow you to pay your pilates liability insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.

Pilates Teacher Insurance Coverage Plans

Starting at $11 per month


General and Professional Liability*

$500,000 limit
$1,500,000 aggregate
$0 deductible


Most popular

General and Professional Liability*

$1,000,000 limit
$3,000,000 aggregate
$0 deductible

Pro Plus

General and Professional Liability*

$2,000,000 limit
$4,000,000 aggregate
$0 deductible

*Professional Liability coverage applies only to claims related to bodily injury or property damage

All plans include General and limited Professional Liability coverage

  • Bodily Injury

    A student pulls a muscle during a session with you. It requires expensive treatment and she sues.

  • Medical Payments

    A student breaks his arm pushing too hard during a class and winds up in the ER. Rather than suing, he asks you to cover his medical costs.

  • Advertising Harm

    In trying to get new students, you place an ad in the local paper and unknowingly copy a design similar to a competitor, leading your competitor to sue.

  • Property Damage

    A new student misuses a piece of equipment during their first session with you and damages it. The person whose studio you rent sues you to cover the cost of replacing the equipment.

This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.

Got questions? We've got answers.

Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
Do I need to choose a personal training specialty?
Personal training can be a crowded space, so it helps to stand out by earning supplementary certification. Working with children, seniors, or special needs people are great options, as is certification in specific fitness fields such as Pilates, yoga, etc. It’s never a bad idea to develop expertise in more fitness fields.
I’m a [bootcamp/TRX/group fitness] instructor but the policy says personal trainer. Did I purchase the right policy?
Yes, you did purchase the correct policy. “Personal trainer” is a generic term that encompasses a variety of health & fitness disciplines, including most group fitness, bootcamp, kickboxing and other exercise classes.
Do I need to get a personal training certificate to get insurance?
Yes, you must be certified or have a 4+ year degree in a health & fitness related field to be eligible for this insurance.

Who Trusts Us?
Small Businesses Like You

Rated 4.8 out of 5 stars, based on 173 reviews.
Quotation mark

I investigate several professional liability insurance companies, including 2 with discounts for members of my certifying organization. No other company came close to offering the high coverage- low price of nextinsurance. Matching the great product deal for me was the very attentive customer service.

Amy M.

Quotation mark

When I called Next Insurance they advised me on what package would work best for me and answered all my questions clearly. They were kind and spent a good time going over what I was getting for my insurance. Making one more part of my business easier, safe and affordable. Thanks you Next Insurance!

Lauren S.

Quotation mark

Next insurance is not only affordable it’s a smart investment for my personal training and group instructor career!

Paulette C.

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