Question 1

How does business insurance protect oil change station owners?

Accepted Answer

Our oil change station insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

A pan of dirty oil accidentally gets tipped into a customer’s trunk, ruining the interior. General liability coverage will help you pay for detailing and repair costs.

Customer injuries

A customer trips over a tool left in the waiting area and badly twists an ankle. General liability helps to keep your business protected if someone other than an employee gets hurt.

Damage to vehicles at your shop

An oil drain falls over and dents the side panel of a customer’s car. Our optional garagekeepers coverage (which can be included with general liability) can help pay for repairs to the customer’s car.

Professional mistakes

A customer claims you over-tightened the oil cap and now it leaks. Faulty work insurance could help to defend you against the claim.

Damage to customers’ cars off the premises

Your employee takes a customer’s car for a test drive and accidentally rear-ends another car on the road. Hired & non-owned auto (HNOA) coverage can be added to a commercial auto policy for liability coverage when you or your employees drive a customer’s vehicle.

Damage to your own property

A fire breaks out in your shop and destroys your tools and inventory. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.

Question 2

What do I need to get an insurance quote online?

Accepted Answer

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

Question 3

How can I get a certificate of insurance?

Accepted Answer

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

Question 4

How does the claims process work with NEXT Insurance?

Accepted Answer

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.

Oil Change Station Insurance

Keep your business running smoothly

Oil change business insurance designed for your business

General Liability

Hired and Non-Owned Auto

Commercial Property

Faulty Work

Garagekeepers Liability

You can save up to 25% in discounts on Oil Change Station Insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

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