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NEXT’s oil & lube shop insurance can help protect you from out-of-pocket costs related to accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
You could save money if you buy oil change service insurance with NEXT. The exact amount you pay will depend on:
Learn more about oil change station insurance costs and coverage.
Get a QuoteIt can be a good idea for oil changers to have insurance due to the risk of injury and property damage. You might want to get insurance in order to:
Repair or replace property you own or rent. Protect your equipment, inventory and the building that you lease or own.
Get a Quote
Our oil change station insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s propertyA pan of dirty oil accidentally gets tipped into a customer’s trunk, ruining the interior. General liability coverage will help you pay for detailing and repair costs.
Customer injuriesA customer trips over a tool left in the waiting area and badly twists an ankle. General liability helps to keep your business protected if someone other than an employee gets hurt.
Damage to vehicles at your shopAn oil drain falls over and dents the side panel of a customer’s car. Our optional garagekeepers coverage (which can be included with general liability) can help pay for repairs to the customer’s car.
Professional mistakesA customer claims you over-tightened the oil cap and now it leaks. Faulty work insurance could help to defend you against the claim.
Damage to customers’ cars off the premisesYour employee takes a customer’s car for a test drive and accidently rear-ends another car on the road. Hired & non-owned auto (HNOA) coverage can be added to a commercial auto policy for liability coverage when you or your employees drive a customer’s vehicle.
Damage to your own propertyA fire breaks out in your shop and destroys your tools and inventory. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.
