Our oil change station insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
A pan of dirty oil accidentally gets tipped into a customer’s trunk, ruining the interior. General liability coverage will help you pay for detailing and repair costs.
A customer trips over a tool left in the waiting area and badly twists an ankle. General liability helps to keep your business protected if someone other than an employee gets hurt.
Damage to vehicles at your shop
An oil drain falls over and dents the side panel of a customer’s car. Our optional garagekeepers coverage (which can be included with general liability) can help pay for repairs to the customer’s car.
A customer claims you over-tightened the oil cap and now it leaks. Faulty work insurance could help to defend you against the claim.
Damage to customers’ cars off the premises
Your employee takes a customer’s car for a test drive and accidently rear-ends another car on the road. Hired & non-owned auto (HNOA) coverage can be added to a commercial auto policy for liability coverage when you or your employees drive a customer’s vehicle.
Damage to your own property
A fire breaks out in your shop and destroys your tools and inventory. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.