NEXT’s oil & lube shop insurance can help protect you from out-of-pocket costs related to accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
general liability can help you pay for:
commercial auto can help you pay for:
commercial property can help you pay for:
faulty work can help you pay for:
garagekeeper liability can help you pay for:
You could save money if you buy oil change service insurance with NEXT. The exact amount you pay will depend on:
Learn more about oil change station insurance costs and coverage.
It can be a good idea for oil changers to have insurance due to the risk of injury and property damage. You might want to get insurance in order to:
Repair or replace property you own or rent. Protect your equipment, inventory and the building that you lease or own.
Here are some of the most common questions we get about insurance for oil change businesses. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Our oil change station insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
A pan of dirty oil accidentally gets tipped into a customer’s trunk, ruining the interior. General liability coverage will help you pay for detailing and repair costs.
A customer trips over a tool left in the waiting area and badly twists an ankle. General liability helps to keep your business protected if someone other than an employee gets hurt.
An oil drain falls over and dents the side panel of a customer’s car. Our optional garagekeepers coverage (which can be included with general liability) can help pay for repairs to the customer’s car.
A customer claims you over-tightened the oil cap and now it leaks. Faulty work insurance could help to defend you against the claim.
Your employee takes a customer’s car for a test drive and accidently rear-ends another car on the road. Hired & non-owned auto (HNOA) coverage can be added to a commercial auto policy for liability coverage when you or your employees drive a customer’s vehicle.
A fire breaks out in your shop and destroys your tools and inventory. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.