Auto Body Shop Insurance

Our auto body shop insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

You drop your paint gun and accidentally dent the hood of a customer’s van. General liability coverage gives you financial protection if you are held responsible for damaging property.

Customer injuries

A customer’s kid trips over your tools and hurts himself. General liability helps to keep your business protected if someone other than an employee gets hurt.

Damage to vehicles at your shop

A paint stand falls over and punctures the side of a customer’s door. Garagekeepers coverage would cover the repairs to the body of the vehicle caused by the stand.

Professional mistakes

A customer claims you didn’t paint their car the color they requested. Faulty work insurance would help to defend you against the claim.

Damage to customers’ cars off the premises

Your employee takes a customer’s car for a test drive and accidentally causes an accident. Hired & non-owned auto (HNOA) coverage can be added to a commercial auto policy for coverage when you or your employees drive a customer’s vehicle.

Damage to your own property

Vandals tag your shop and equipment. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.

If you’ve expanded your business and need coverage for more kinds of work (or higher amounts of the same coverage), please let us know. One of our support agents can discuss your business's changing needs, and in most cases, we’ll be able to set you up with a new policy on the same day (so there will be no gaps in your coverage).

If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.

The quickest way to talk to our U.S.-based customer service team is through chat.  You can reach us by clicking “chat with us” at the very bottom of the help center page.

It takes about 10 minutes to get a consultant business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

Once you have a NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI instantly or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.