Our auto parts store liability coverage is designed to protect your business from a variety of risks and help you save money to grow your business. It can help protect you from financial losses related to:
Damage to someone’s property
A shopping cart from the market next door hits a customer’s car in your parking lot. General liability
coverage gives you financial protection if you are held responsible for damaging property.
A customer trips over some oil that was spilled on the ground and slips, injuring their back. General liability
can help with medical expenses if a customer or guest gets hurt.
Damage to your own property
Thieves break into your store and steal your inventory. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or theft.
An employee gets his finger caught in a gear pulley and needs surgery. Workers’ compensation coverage
can help cover medical bills and lost wages. It’s usually required by law if you have employees.