Our floor waxing insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
Your floor waxing machine tips over and leaves a dent in a client’s hardwood floors. The general liability coverage
in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips over the power cord for your equipment and hurts their shoulder. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
You use the wrong setting on your floor waxer, which scratches a tile floor. E&O coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
While unloading your equipment from your truck, you strain your back. Workers’ compensation coverage
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your work truck slides on an icy road and hits a parked car. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
Your office space is flooded, damaging several important pieces of equipment. The tools and equipment insurance
that is optional with your general liability coverage can help pay for replacement and repair costs.
Damage to your own property
Your office is robbed overnight, and the thieves smash a window to get in. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.