Carpet Cleaning Insurance

Save up to 25% in discounts on carpet and upholstery cleaning insurance.*

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Carpet cleaning business insurance can help protect you from

Medical costs

If someone gets hurt at work or if a passerby slips and falls on a wet floor.**

Property damage expenses

If you or an employee damage a client’s property while you’re cleaning.

Theft or burglary loss

What happens if your work gear and equipment get stolen? Business insurance could help.

The costs of a work vehicle accident

If there’s a collision while you’re driving for work or your business driving causes damages.

Get carpet cleaning insurance that’s fast, easy and affordable

ERGO NEXT specializes in small business insurance. Insurance for a carpet cleaning business can help protect you, your company and your employees from the cost of unexpected events.

ERGO NEXT makes it easy to:

Check prices, get covered and buy 100% online in about 10 minutes.
Manage your policy 24/7 via web or mobile app.
Pay monthly or annually and cancel anytime.
Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.

ERGO NEXT specializes in carpet cleaner insurance

Carpet and upholstery cleaning insurance is usually several types of policies to help protect you, your business and your employees from different types of business risks. Your coverage may include:

Carpet cleaning General Liability insurance

Protection for damage to other people's property and injuries to non-employees

General liability coverage could help cover medical costs for a client or passerby who gets injured while you’re working. It can also help if you or your employees accidentally cause damage to a client’s property or work space.

general liability can help you pay for:

Slip-and-fall injuries

Damage to someone else’s property

Medical expenses

Commercial Auto insurance

For business owners who own or drive vehicles

Most states require commercial auto insurance coverage for business-owned cars, trucks, trailers or other vehicles or personal vehicles you drive for business. A commercial auto policy could help cover losses from medical expenses and property damage after an accident. In many cases, your personal auto insurance might not cover you.

commercial auto can help you pay for:

Collision repairs

Rental vehicle reimbursement

Medical bills

Workers' Compensation insurance for carpet cleaning companies

For employee work-related injury and illness

Workers’ comp coverage can help pay for medical expenses and lost wages after a worker injury on the job. Most states require it if you have employees. Owner’s coverage can also help protect you.

workers compensation can help you pay for:

Medical costs

Lost wages during recovery

Employer liability

Tool and Equipment insurance

Protection for the gear you bring to a job site

Tools and equipment coverage, also called inland marine insurance, could help protect your commercial cleaning gear in your vehicle, in storage or at the location you’ve been hired to clean. This coverage is available as an add-on to general liability insurance for cleaning companies.

inland marine can help you pay for:

Damage to equipment owned by you

Theft of essential tools and clothing

Stolen or damaged equipment that you’ve borrowed

ERGO NEXT Insurance reviews

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I found exactly what I

I found exactly what I was looking for at a reasonable price.

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excellent service

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First of all I want to thank you all agents from next insurance. I did a job for a company and they told me I need some other insurance to get paid, so I called Next Insurance and ...

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Setting up was easy and help was a phone call away. Anything to leave my current agent.!

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What's needed for Business

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My agent of over 20 years was professional and kind enough to refer me to Next. I needed some insurance for a short term project/job and I completed an online form, got pricing, pa...

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Save up to 25% in discounts on carpet cleaner insurance

Pay monthly or annually, and you can cancel anytime.

Basic

Lowest Price

Commercial Auto

Combined single limit

$85,000

General Liability

Per occurrence

$300,000

Tools & Equipment

Per occurrence

$3,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does carpet cleaning insurance cost?

Premiums for a carpet cleaning insurance policy insurance are more affordable than you might think. The exact price you’ll pay for your business insurance cost depends on a number of factors, including:

The type of cleaning work you do.
The types of clients you have.
Your business location.
Your number of employees.
Annual revenue.
The coverage limits and deductible you choose.
Your insurance claims history.
The unique risks of your business.

The best way to know for sure what you’ll pay is to check our prices and get a free quote. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.

How can carpet cleaning insurance help your business?

You might need carpet cleaner insurance to help your business:

Get work. Many clients require proof of insurance — usually general liability insurance — before they’ll hire you for cleaning services.
Drive for business. Business-owned vehicles and personal vehicles you drive for work are typically required to have commercial auto insurance.
Protect your business equipment. If your cleaning supplies get stolen or damaged at work, tools and equipment insurance could help.
Hire employees. Most states require workers’ compensation insurance for small businesses with employees.

Carpet Cleaning insurance FAQ

If you don’t find answers here, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have an ERGO NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI, or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

How do you file an insurance claim with ERGO NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.