I shopped around before moving forward with nextinsurance. So far everything is good. I haven’t had to use it yet (knock on wood), but after speaking with a representative, I feel like I’m in good hands.
Insurance should be:
Simple
Buy your policy 100% online in minutes, whenever and wherever you choose
Affordable
Pay monthly, with amazing prices and absolutely no extra fees
Tailored
Your business insurance coverage is designed to meet your needs
Move Your Business Forward
Show your next client that you carry insurance for your carpet cleaning business by quickly downloading our Certificate of Insurance online. You can even quickly and easily add any or all of your customers as an Additional Insured, and print as many copies as you need with no fees, ever.
Focus on Your Goals
Thinking of growing from just rugs or carpets into furniture? Considering buying another machine? You're covered for carpet, rug and furniture cleaning so you can focus on building your business the way you want. And you can always cancel instantly online anytime you're not satisfied.
Simple Monthly Payments
Cash flow trouble? Our payment plans allow you to pay your business insurance premium on a monthly basis. That way, you can keep your carpet cleaning business running and be insured at the same time. Of course, we don't charge any extra fees if you choose that option.
Carpet Cleaning Insurance Coverage Plans
Starting at $29 per month
Basic
General Liability
$300,000 limit
$0 deductible
Pro
General and Professional Liability
$1,000,000 limit
$0 deductible
Pro Plus
General and Professional Liability
$2,000,000 limit
$0 deductible
All plans include General Liability coverage; Pro and Pro Plus plans also include Professional Liability coverage.
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Bodily Injury
Your client slips and falls on a rug that's not yet dry and injures himself.
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Medical Payments
The same client asks you to pay for their medical expenses, rather than pursue a lawsuit. These may be paid regardless of fault.
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Property Damage
While moving your equipment into a home, you accidentally knock over an expensive vase. It shatters all over the floor.
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Advertising Harm
A client sues you for using before and after images of his carpets and couch without prior consent.
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Professional Errors
You made a bad calculation, and used the wrong carpet cleaner. Now your client's precious rug is ruined. If you purchased the Pro or Pro Plus plan which include Professional Liability Insurance, professional mistakes are covered.
This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.
Got questions? We've got answers.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
