Our carpet cleaning insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
Your carpet shampooer gets caught on the edge of a rug, causing it to rip. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips over the power cord to your carpet cleaning equipment and gets hurt. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A carpet is stained after an employee forgets to rinse it after washing it. E&O coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You strain your back while carrying equipment up a flight of stairs. Workers’ compensation coverage
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
An employee causes damage to a parked car while driving on icy roads. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
The electricity shorts out at a work site, and your shampooer won’t restart. The tools and equipment insurance
that is optional with your general liability coverage can help pay for replacement and repair costs.
Damage to your own property
A plumbing issue causes significant water damage in your office. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.