I shopped around before moving forward with nextinsurance. So far everything is good. I haven’t had to use it yet (knock on wood), but after speaking with a representative, I feel like I’m in good hands.
Insurance should be:
Simple
Buy your policy 100% online in minutes, whenever and wherever you choose
Affordable
Pay monthly, with amazing prices and absolutely no extra fees
Tailored
Your business insurance coverage is designed to meet your needs
Move Your Business Forward
Show your next client that you carry garbage collection insurance by quickly downloading our Certificate of Insurance online. You can even quickly and easily add any or all of your customers as an Additional Insured and print as many copies as you need with no fees, ever.
Focus on Your Goals
Thinking of growing from just garbage into ash or refuse collection? We've got your waste management insurance covered so you can focus on building your business the way you want to. You can even cancel instantly, online, anytime.
Simple Monthly Payments
Cash flow trouble? Our payment plans allow you to pay your waste disposal insurance premium on a monthly basis so you can keep your business running and be insured at the same time. Of course, we don't charge any extra fees if you choose that option.
Garbage Collection Insurance Coverage Plans
Starting at $29 per month
Basic
General Liability
$300,000 limit
$0 deductible
Pro
General and Professional Liability
$1,000,000 limit
$0 deductible
Pro Plus
General and Professional Liability
$2,000,000 limit
$0 deductible
All plans include General Liability; Pro and Pro Plus plans also include Professional Liability coverage.
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Bodily Injury
A customer falls and injures himself on a piece of garbage that flew back out once you put it in your truck.
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Medical Payments
The same person asks you to pay for their medical expenses, rather than pursue a lawsuit.
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Property Damage
While collecting all of the items you were asked to remove from a home, you accidentally knocked over a painting. The frame shatters all over the floor.
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Advertising Harm
A client sues you for using before and after images of his property in advertising without prior consent.
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Libel or Slander
You make a joke to the waitress about the state of a customer's home while out to lunch at the local cafe. The discussion gets back to your customer. He doesn't think it's funny, and he sues.
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Professional Errors
Your work cleaning up the garbage in a house left the floors scratched. Now your customer has to get them resurfaced. Unfortunately, they sue you to cover the cost. If you've purchased a Pro or Pro Plus plan, Professional Liability Insurance is included.
This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.
Got questions? We've got answers.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
