I shopped around before moving forward with nextinsurance. So far everything is good. I haven’t had to use it yet (knock on wood), but after speaking with a representative, I feel like I’m in good hands.
Insurance should be:
Simple
Buy your policy 100% online in minutes, whenever and wherever you choose
Affordable
Pay monthly, with amazing prices and absolutely no extra fees
Tailored
Your business insurance coverage is designed to meet your needs
Move Your Business Forward
Show your next office manager or general contractor that you carry janitorial insurance by quickly downloading our Certificate of Insurance online. You can even add either one as an Additional Insured before you download it with no fees, ever.
Focus on Your Goals
Go ahead and book that big job, or think about expanding your business; we've got your janitorial business insurance covered, so you can work on what matters to you: your business. You can even cancel anytime you're not satisfied.
Simple Monthly Payments
Cash flow trouble? Our payment plans allow you to pay your janitorial liability insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.
Janitorial Insurance Coverage Plans
Starting at $29 per month
Basic
General Liability
$300,000 limit
$300,000 aggregate
$500 - $1,500 deductible
Pro
General Liability
$1,000,000 limit
$1,000,000 aggregate
$500 deductible
Pro Plus
General Liability
$1,000,000 limit
$2,000,000 aggregate
$0 - $500 deductible
All plans include General Liability coverage
-
Bodily Injury
Your client trips over the edge of your drop cloth and hurts himself. He demands you cover his medical costs.
-
Property Damage
While moving your ladder, you accidentally break the chandelier and the client demands you replace it.
-
Advertising Harm
A client sues you for using images of his home in advertising without prior consent.
-
Libel or Slander
An employee paints your client in an unflattering light to the waitress while out to lunch at the local cafe. The discussion gets back to your client and he sues.
This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.
Got questions? We've got answers.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Will this cover my tools and equipment?
Unfortunately, General Liability policies do not offer coverage for personal or business property. For protection for those items in case of damage or theft, we suggest checking in with a local agent about the availability for an Inland Marine policy, a Contractor’s Tools and Equipment policy, or another type of property policy.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
