Our janitorial insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
An employee spills a cleaning solution on a computer while working in an office building. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A customer slips and falls on a wet floor. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
An employee is accused of causing permanent marks on a carpet by using the wrong stain remover. E&O coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
An employee develops a serious allergic reaction to a chemical cleaner. Workers’ compensation coverage
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You accidentally dent a nearby car while unloading your work truck in a parking lot. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
Your steam cleaner is damaged during a flood in your storage space unit. The tools and equipment insurance
that is optional with your general liability coverage can help pay for replacement and repair costs.
Damage to your own property
The windows to your office are shattered by vandals overnight. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.