Small business consultant insurance can help protect you from:
Business errors
A client or customer accuses you of making a professional mistake that costs them money.
Claims of professional negligence
Someone claims your inaction or wrongdoing caused financial loss or personal harm.
Legal fees and defense costs
You need an attorney to defend your business in a lawsuit after a claim.
Get business consultant insurance that’s fast, easy and affordable
ERGO NEXT specializes in small business insurance. Business insurance for consultants can help cover the cost of unexpected events, such as client lawsuits, someone getting hurt at your business or property damage.
ERGO NEXT makes it easy to:
- Check prices, get covered and buy 100% online in about 10 minutes.
- Manage your policy 24/7 via web or mobile app.
- Pay monthly or annually and cancel anytime.
- Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.
ERGO NEXT specializes in business insurance for business consultants
Business consulting insurance is usually several types of policies combined. And you can save up to 10% when you bundle two or more. Your coverage may include:
General Liability insurance
Protection for damage to other people's property and injuries to non-employees
general liability can help you pay for:
Professional Liability insurance
To help protect you from errors and mistakes at work
professional liability can help you pay for:
Workers’ Compensation insurance
For employee work-related injury and illness
workers compensation can help you pay for:
Commercial Property insurance
For business owners who own or rent physical work space
commercial property can help you pay for:
Cyber Liability insurance
Protection against cyber attack and other tech issues
cyber liability can help you pay for:
Business consultants trust ERGO NEXT
business insurance
awesome speed and ease to get insurance in place
Brian O.
Seamless Setup
Excellent and responsive customer service and seamless set-up of WC Insurance. After trying to expand with my current provider and not having the follow up that I expected, I found...
Sherry A.
Business insurance
Affordable coverage quickly and efficiently, would definitely recommend ……
Melvyn W.
Easy
The process was clean and simple
Melanie M.
Excellent Service
Always a pleasure to do business with. Thank you for your efficiency and customer service. Thank you!
Ryan A.
Easy to sign up and competitive rates
I was looking for liability insurance as a subcontractor to a group that required such insurance. Next was quite easy to apply to online and seems to have a good customer satisfact...
Guy G.
Quick and easy = provisionally excellent
The process of securing a reasonable policy at a good price was excellent. Hopefully it will never be drawn on. That, of course, would be the real test of whether a policy is as go...
Mark S.
Great Fit
super easy. i filled out what i did and what i needed and "poof" i got my offers. very reasonable.
Charles K.
Thank goodness for NEXT
When I started my coaching and consulting business in Alaska, I wasn't sure where to start when in came to insurance coverage. NEXT made it ridiculously easy to sign up. A few taps...
Krysta V.
Great experience! Made it really
Great experience! Made it really easy to do business with Next! NextLevel Solutions, Inc appreciate the great customer experience!
Ronnie S.
Save up to 25% in discounts on business consultant insurance
Pay monthly or annually, and you can cancel at any time.
How much does business consultant insurance cost?
Premiums for business consultants are more affordable than you may think. The exact price you’ll pay for your business insurance cost depends on a number of factors, including:
- The type of work you do.
- The types of clients you have.
- Your business location.
- Your number of employees.
- Annual revenue.
- The coverage limits and deductible you choose.
- Your insurance claims history.
The best way to know for sure what you’ll pay is to check our prices. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.
How can insurance for business consultants help your business?
You might need business consulting insurance to help your business:
- Cover the cost of professional mistakes. Professional liability insurance (E&O insurance) can help your defense if you’re accused of an error that costs a client money.
- Protect your office and equipment. Property insurance can help repair or replace business equipment and buildings from fire, theft, vandalism or other covered damages.
- Hire employees. Most states require workers’ comp insurance for small businesses with employees.
- Protect sensitive data. If client information is exposed in a cyberattack or accidental breach, cyber liability insurance can help cover costs.
- Drive for business. Business-owned vehicles and personal vehicles you drive for work typically need commercial auto insurance.
Business consultant insurance FAQ
If you don’t find answers to your frequently asked questions here, our licensed, U.S.-based insurance advisors are standing by to help.
What insurance do I need for a business consultant?
Many business consultants choose to protect themselves with:
- General liability insurance
- Professional liability insurance
- Workers’ compensation insurance
- Business Owner’s Policy (BOP insurance)
- Commercial property insurance
What do I need to get an insurance quote online?
It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.
How can I get a certificate of insurance (COI)?
Once you have a NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI instantly or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.
How do you file an insurance claim with NEXT?
If you’re a policyholder, simply log in to your account to file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.