Our small business consulting insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally break an expensive photocopier while visiting a client. The
general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips on your office’s front steps and injures their shoulder. Your
general liability coverage would also come into play here by helping to pay for medical costs and legal fees.
Professional mistakes
You recommend business software that ends up having major security issues.
Professional liability coverage for consulting businesses (also known as E&O insurance for business consultants) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workplace injuries
You stumble and sprain your ankle while carrying supplies into a client’s office.
Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You dent a nearby car when pulling out of a client’s parking lot.
Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
Thieves break into and vandalize the office space you lease.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.
