Education Consultant Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

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Liability insurance for consultants can help protect you from:

Business errors

A client or customer accuses you of making a professional mistake that costs them money.

Claims of negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Education consulting insurance designed to protect your business

ERGO NEXT Insurance is a one-stop shop to help you get the education consultant insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

Professional liability (E&O)
General liability
Commercial auto
Workers’ compensation
Commercial property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different policies available for education consultants and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General education consultant liability insurance covers a wide range of consulting accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by individual clients and businesses.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Professional Liability (E&O)

To help protect you from errors and mistakes at work

Professional liability insurance (also called errors and omissions insurance) can help you defend your business if you’re accused of making a mistake that causes someone to lose money. For example, if you give wrongful advice to a client that costs them money, this coverage could help cover related expenses to defend yourself if they file a lawsuit.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Commercial Auto

For business owners who own or drive vehicles

Most states require commercial auto insurance for business-owned vehicles to help pay for medical expenses and property damage. Personal auto insurance usually won’t provide coverage if you have a collision with another vehicle on your way to a school.

commercial auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Workers' Compensation

Coverage for workplace injuries

Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury if you get hurt on the job. Just make sure you add business owner’s coverage to your policy.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your business equipment and inventory, as well as cover your gear when you travel to industry conferences. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Cyber Liability insurance

Protection against cyber attack and other tech issues

Businesses often handle personal client and financial data, and a cyber incident can disrupt your operations and hurt client trust. Cyber insurance could help protect your business and help you respond quickly if there’s a data breach of sensitive client information, a cyber attack or a phishing scam that could impact your business.

cyber liability can help you pay for:

Data breaches

Cyber attacks and ransomware attacks

System failures

You can save up to 25% in discounts on education consulting insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

Commercial Auto

Combined single limit

$85,000

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

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