Translator and Interpreter Insurance
You can save up to 25% in discounts on business insurance.*
Choose your primary coverage to get started:
Translator and interpreter insurance designed to protect your business
NEXT Insurance is a one-stop shop to help you get the translator and interpreter insurance you need to protect your business from accidents, injuries, and legal fees. Our insurance packages typically include:
- General liability
- Workers’ compensation
- Commercial property
Get the translator and interpreter business insurance that's just the right fit
It’s all about managing your risk. See the different policies available for translators and interpreters and save up to 10% when you bundle two or more of our policies.
General Liability
Bought by 95% of business owners like you
General liability insurance provides financial protection if an accident happens at your translation and interpretation business, such as a customer injury or damages to someone’s property. It also provides coverage if you have to defend an accusation of libel or slander.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Workers' Compensation
For business owners who hire employees
Workers’ compensation insurance provides a safety net for translation and interpretation business owners and their employees after a workplace injury. It can help cover expenses for medical treatment, lost wages and other costs. You’re required to purchase coverage in most states as soon as you hire your first employee.
workers compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
Commercial Property
For business owners who own or rent physical spaces
Commercial property insurance helps to protect the items you need to run your translation and interpretation business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you'll be glad you have commercial property.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
You can save up to 25% in discounts on translator and interpreter insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
PRO
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
PRO PLUS
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much does translator insurance cost?
Translator insurance costs vary based on the risks that your business faces, such as:
- The types of projects you work on
- Where your business is located
- Your payroll and the kinds of jobs your employees do
You can save up to 25%, depending on the kind of work you do. More risky professions can expect to pay more.
Learn more about translator and interpreter insurance costs and coverage.
Translator insurance requirements
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Get a business license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
- Start work on a project. Clients might ask you to have active insurance — usually general liability or workers’ comp.
- Hire employees. Most states require workers’ compensation insurance if you have employees.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about translator and interpreter business insurance
Here are some of the most common questions we get about translator and interpreter business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer general liability coverage for translators and interpreters?
Yes, NEXT Insurance offers general liability, workers' compensation, and commercial property insurance coverage for translators and interpreters.
Does NEXT Insurance offer commercial property coverage for translators and interpreters?
Yes, NEXT Insurance offers commercial property insurance, general liability, and workers' compensation insurance coverage for translators and interpreters.
How does business insurance protect business consultants?
Our small business consulting insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally break an expensive photocopier while visiting a client. The general liability coverage in your insurance package would help pay for a replacement.Accidents that hurt someone
A client trips on your office’s front steps and injures their shoulder. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.Professional mistakes
You recommend business software that ends up having major security issues. Professional liability coverage for consulting businesses (also known as E&O insurance for business consultants) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Workplace injuries
You stumble and sprain your ankle while carrying supplies into a client’s office. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.Injuries and damage involving your business vehicles
You dent a nearby car when pulling out of a client’s parking lot. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.Damage to your own property
Thieves break into and vandalize the office space you lease. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.What insurance should I get if my work involves multiple types of consulting?
When you request your consulting insurance quote, you’ll answer some questions about your business activities — such as what percentage of your time is spent on each service — and we’ll base your consultant insurance policy on that information. We know that every business is a unique combination of services. That’s why we offer customized insurance packages that can be adjusted to fit your business needs. You’ll get the right coverage at an affordable price, and you can adjust it as your business changes.
Can I add an additional insured to my consulting insurance?
Yes. We know there is a common need for consultants to add an additional insured to their coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free, 24/7.
Learn more about additional insureds.
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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.