Translator and Interpreter Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

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Liability insurance for translators can help protect:

Business errors

A client or customer accuses you of making a professional mistake that costs them money.

Claims of negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Translator and interpreter insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the translator and interpreter insurance you need to protect your business from accidents, injuries, and legal fees. Our insurance packages typically include:

Professional liability (E&O)
General liability
Workers’ compensation
Commercial property

Get the translator and interpreter business insurance that's just the right fit

It’s all about managing your risk. See the different policies available for translators and interpreters and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance provides financial protection if an accident happens at your translation and interpretation business, such as a customer injury or damages to someone’s property. It also provides coverage if you have to defend an accusation of libel or slander.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Professional liability (E&O)

To help protect you from errors and mistakes at work

Professional liability insurance (also called errors and omissions insurance) can help you defend your business if you’re accused of making a mistake that causes someone to lose money. For example, if you give wrongful advice to a client that costs them money, this coverage could help cover related expenses to defend yourself if they file a lawsuit.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance provides a safety net for translation and interpretation business owners and their employees after a workplace injury. It can help cover expenses for medical treatment, lost wages and other costs. You’re required to purchase coverage in most states as soon as you hire your first employee.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance helps to protect the items you need to run your translation and interpretation business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you'll be glad you have commercial property.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Cyber Liability insurance

Protection against cyber attack and other tech issues

Businesses often handle personal client and financial data, and a cyber incident can disrupt your operations and hurt client trust. Cyber insurance could help protect your business and help you respond quickly if there’s a data breach of sensitive client information, a cyber attack or a phishing scam that could impact your business.

cyber liability can help you pay for:

Data breaches

Cyber attacks and ransomware attacks

System failures

You can save up to 25% in discounts on translator and interpreter insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does translator insurance cost?

Translator insurance costs vary based on the risks that your business faces, such as:

The types of projects you work on
Where your business is located
Your payroll and the kinds of jobs your employees do

You can save up to 25%, depending on the kind of work you do. More risky professions can expect to pay more.

Translator insurance requirements

Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

Get a business license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
Start work on a project. Clients might ask you to have active insurance — usually general liability or workers’ comp.
Hire employees. Most states require workers’ compensation insurance if you have employees.
Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about translator and interpreter business insurance

Here are some of the most common questions we get about translator and interpreter business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does ERGO NEXT Insurance offer general liability coverage for translators and interpreters?

Yes, NEXT Insurance offers general liability, workers' compensation, and commercial property insurance coverage for translators and interpreters.

Does ERGO NEXT Insurance offer commercial property coverage for translators and interpreters?

Yes, NEXT Insurance offers commercial property insurance, general liability, and workers' compensation insurance coverage for translators and interpreters.

How does business insurance protect business consultants?

Our small business consulting insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:

Damage to someone’s property

You accidentally break an expensive photocopier while visiting a client. The general liability coverage in your insurance package could help pay for a replacement.**

Accidents that hurt someone

A client trips on your office’s front steps and injures their shoulder. Your general liability coverage could also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

You recommend business software that ends up having major security issues. Professional liability coverage for consulting businesses (also known as E&O insurance for business consultants) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You stumble and sprain your ankle while carrying supplies into a client’s office. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

You dent a nearby car when pulling out of a client’s parking lot. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

Thieves break into and vandalize the office space you lease. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.

What insurance should I get if my work involves multiple types of consulting?

When you request your consulting insurance quote, you’ll answer some questions about your business activities — such as what percentage of your time is spent on each service — and we’ll base your consultant insurance policy on that information. We know that every business is a unique combination of services. That’s why we offer customized insurance packages that can be adjusted to fit your business needs. You’ll get the right coverage at an affordable price, and you can adjust it as your business changes.

Can I add an additional insured to my consulting insurance?

Yes. We know there is a common need for consultants to add an additional insured to their coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free, 24/7.

Learn more about additional insureds.