Liability insurance for consultants can help protect you from:
Business errors
A client or customer accuses you of making a professional mistake that costs them money.
Claims of negligence
Someone claims your inaction or wrongdoing caused financial loss or personal harm.
Legal fees and defense costs
You need an attorney to defend your business in a lawsuit after a claim.
Safety consultant insurance designed to protect your business
NEXT Insurance is a one-stop shop to help you get the safety consultant insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- Professional Liability (E&O)
- General liability
- Commercial auto
- Commercial property
We’ll help you get the safety consultant business insurance coverage you need
It’s all about managing your risk. See the different policies available for safety consultants and save up to 10% when you bundle two or more of our policies.
General Liability
Protection for the injuries, accidents and damage you cause
general liability can help you pay for:
Professional Liability (E&O)
To help protect you from errors and mistakes at work
professional liability can help you pay for:
Commercial Auto
For business owners that use vehicles
commercial auto can help you pay for:
Commercial Property
For business owners who own or rent physical spaces
commercial property can help you pay for:
What customers say about us
Satisfied Customer
Very easy to navigate through .
Virginia O.
Best insuranxe rates ever!!
This is the best i have experienced
Crosby E.
Great Service by next staff.
I appreciate the ease with how I went from quote to receiving my business coverage. Thanks Kevin
Kevin M.
NEXT was fast, courteous, and
NEXT was fast, courteous, and helpful.
Jason J.
Liability Insurance
Next was fast and responsive. They answered all my questions
Eugene N.
Next level Safety Performance
I had an excellent experience with this great team
Carl G.
Great company
I shopped around for a few weeks. As a newly formed business, I hit a few walls, but not with NEXT. Strongly recommend them.
Florin G.
New Business - Great Option!
I started my home-based consulting company in January and needed both General Liability and Errors and Omission insurance. I approached my personal insurance carrier (home/car) an...
Gina F.
Satisfied Customer
Very easy to navigate through .
Virginia O.
Best insuranxe rates ever!!
This is the best i have experienced
Crosby E.
You can save up to 25% in discounts on safety consultant insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
How much does safety consultant insurance cost?
Safety consultant insurance costs vary based on the risks that your business faces, such as:
- The types of projects you work on
- Where your projects are located
- Your payroll and the kinds of jobs your employees do
- The number and types of vehicles you use at work
You can save up to 25%, depending on the kind of work you do. More risky professions can expect to pay more.
Safety consultant insurance requirements
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Get a safety consultant license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
- Start work on a project. Clients might ask you to have active insurance — usually general liability or workers’ comp.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about safety consultant business insurance
Here are some of the most common questions we get about safety consultant business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does ERGO NEXT Insurance offer commercial auto coverage for safety consultants?
Does ERGO NEXT Insurance offer commercial property coverage for safety consultants?
How does business insurance protect business consultants?
Damage to someone’s property
You accidentally break an expensive photocopier while visiting a client. The general liability coverage in your insurance package could help pay for a replacement.**Accidents that hurt someone
A client trips on your office’s front steps and injures their shoulder. Your general liability coverage could also come into play here by helping to pay for medical costs and legal fees.Professional mistakes
You recommend business software that ends up having major security issues. Professional liability coverage for consulting businesses (also known as E&O insurance for business consultants) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Workplace injuries
You stumble and sprain your ankle while carrying supplies into a client’s office. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.Injuries and damage involving your business vehicles
You dent a nearby car when pulling out of a client’s parking lot. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.Damage to your own property
Thieves break into and vandalize the office space you lease. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.Can I add to or change my coverage?
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.
