Restaurant Insurance in Wyoming
You can save up to 25% in discounts on business insurance.*
Choose your primary coverage to get started:
Restaurant insurance can help protect you from:
Theft
Burglary means that expensive equipment and inventory needs to be replaced – fast.
Injury or illness liability
A customer files a lawsuit or asks for medical payments to cover an injury or claims of food poisoning.
Property damage and vandalism
A kitchen fire, water damage or power outage can damage equipment and inventory.
Liquor Liability
If an intoxicated customer breaks something or causes an injury you could be held liable.
How NEXT helps restaurant businesses
See the coverage plans for Restaurant Insurance in Wyoming
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$500,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Commercial Property
Per occurrence
$25,000
Get the restaurant business insurance in Wyoming that’s just the right fit
We offer customized restaurant insurance policies to small businesses and the self-employed in Wyoming. Oh, and you save up to 10% when you bundle two or more policies.
General Liability
Protection for the injuries, accidents and damage you cause
General liability insurance covers a wide range of restaurant accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by property owners and local governments. If your business sells or serves alcoholic beverages, you likely need liquor liability insurance. You can purchase liquor liability insurance alongside our general liability policy.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Commercial Property
For business owners who own or rent physical spaces
Commercial property insurance can help protect your business equipment, inventory, food spoilage and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
How much should a Restaurant like me expect to pay for insurance in Wyoming?
Since every restaurant business in Wyoming has unique circumstances, the price of business insurance varies. There are a number of factors that we take into consideration when provide an instant quote online, including:
- If you work by yourself or have employees
- Where your work sites are located
- The kind of jobs you usually perform
- How many vehicles you use for your business
Business insurance for restaurant business in Wyoming can cost as little as $20 per month.†
We’ll make this quick. With NEXT, you can get a quote and buy business insurance in less than 10 minutes.
Restaurant insurance requirements in Wyoming
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Help pay for accidents that cause damage to property that isn’t yours.
- Defend yourself. If you’re accused of making a mistake that causes someone to lose money.
- Hire employees. Most states require workers’ compensation insurance if you have employees.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about restaurant business insurance
Here are some of the most common questions we get about restaurant business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer restaurant business insurance in Wyoming?
Yes, NEXT Insurance offers tailored restaurant business insurance in Wyoming.
Does NEXT Insurance offer Commercial Property coverage for restaurant business in Wyoming?
Yes, NEXT Insurance offers General Liability, Professional Liability, Commercial Property coverage for restaurant business in Wyoming.
How does business insurance protect restaurants?
Our restaurant insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:
Damage to someone’s property
A server spills soup on a client’s designer purse and cell phone. The general liability coverage in your insurance package could help pay for replacements.**Accidents that hurt someone
A customer slips and falls in your restaurant’s parking lot. Your restaurant general liability coverage could also come into play here by defending you from legal fees and helping to pay for damages if you are found liable.Liquor liability insurance
An intoxicated customer accidentally knocks another patron to the ground on the way to the bathroom. The guest breaks her wrist in the fall and sues your business for the medical expenses. Liquor liability insurance can help with legal defense costs or any medical bills for which you may be held responsible.Professional mistakes
Your staff incorrectly answers a customer’s question about ingredients and they wind up in the hospital with an allergic reaction. Our general liability policy includes professional liability insurance, which helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Workplace injuries
One of your cooks gets burned by hot oil in the kitchen and needs medical attention. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages while they recover. Workers’ comp is usually required by law if you have employees.Injuries and damage involving your business vehicles
Your employee accidentally reverses the restaurant’s van into a parked car. Commercial auto coverage can help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.Damage to your own property
A grease fire breaks out and damages most of your facility’s kitchen. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.How can I get a certificate of insurance (COI)?
Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.
What do I need to get an insurance quote online?
It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work.
You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.
How do you file an insurance claim with NEXT?
If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.
Get customized insurance wherever you do business
Learn more about insurance options in the states where you work.
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
More professions that are covered by NEXT
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.