Restaurant Insurance in Wyoming

Restaurant insurance that's made for your Wyoming business

We’re dedicated to helping you get the restaurant insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for restaurant business in Wyoming include:

General liability

Professional liability

Commercial property

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We specialize in providing the right type of restaurant insurance for small businesses in Wyoming

NEXT is made for entrepreneurs, hustlers and restaurant business owners in Wyoming who like to stay covered and save money.

General Liability

Bought by 95% of business owners like you

General liability insurance provides financial protection if an accident happens at your restaurant business, such as a customer injury or damages to someone’s property. It also provides coverage if you have to defend an accusation of libel or slander.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

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Professional Liability (e&o)

Bought by 80% of business owners like you

Professional liability insurance can help you move on quickly if a customer claims you made a mistake — whether you did or not. It help you avoid customer confrontations and protect your restaurant business reputation.

Professional Liability (e&o) can help you pay for:

Legal defense costs

Legal judgments

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Commercial Property

For business owners who own or rent physical spaces

Commercial property coverage helps protect almost all of the physical items you need to run your restaurant business, including your equipment, inventory and furniture. And the business income coverage in your property insurance could help cover the revenue you would have earned after an unforeseen flooding, as well as ongoing business expenses while you are closed.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

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How much should a restaurant in Wyoming expect to pay for business insurance?

Running a small business is a 24/7 job. That’s why NEXT makes it quick and painless to get the right coverage that’s customized exactly to your needs. A restaurant business in Wyoming has unique needs and we tailor our policy based on:

How many people are on your payroll
The state and city in which you work
The kind of work you do
The number and types of vehicles you use for work

It usually costs about $17 each month for business insurance for restaurant business in Wyoming.

When you save up to 30% on business insurance, you can afford to invest in growing your small business. We’re here to make sure you always have the right amount and kind of coverage.

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Business insurance for restaurant in Wyoming has never been easier

A restaurant business in Wyoming is a busy small business with little time to sweat the details of insurance. NEXT takes the hassle out of insurance by getting rid of jargon and endless phone calls. With NEXT, you can get:

Covered in less than 10 minutes

Access to your documents online whenever you need them

Insurance advisor support via phone, email and direct chat if you have questions

We know that there’s never enough time in a day for the self-employed. That’s why we work hard to make running your business that much easier.

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Frequently asked questions about restaurant business insurance

Here are some of the most common questions we get about restaurant business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer restaurant business insurance in Wyoming?

Yes, NEXT Insurance offers tailored restaurant business insurance in Wyoming.

Does NEXT Insurance offer Commercial Property coverage for restaurant business in Wyoming?

Yes, NEXT Insurance offers General Liability, Professional Liability, Commercial Property coverage for restaurant business in Wyoming.

How does business insurance protect restaurants?

Our restaurant insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

A server spills soup on a client’s designer purse and cell phone. The general liability coverage in your insurance package would help pay for replacements.

Accidents that hurt someone

A customer slips and falls in your restaurant’s parking lot. Your restaurant general liability coverage would also come into play here by defending you from legal fees and helping to pay for damages if you are found liable.

Liquor liability insurance

An intoxicated customer accidentally knocks another patron to the ground on the way to the bathroom. The guest breaks her wrist in the fall and sues your business for the medical expenses. Liquor liability insurance can help with legal defense costs or any medical bills for which you may be held responsible.

Professional mistakes

Your staff incorrectly answers a customer’s question about ingredients and they wind up in the hospital with an allergic reaction. Our general liability policy includes professional liability insurance, which helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

One of your cooks gets burned by hot oil in the kitchen and needs medical attention. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages while they recover. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

Your employee accidentally reverses the restaurant’s van into a parked car. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

A grease fire breaks out and damages most of your facility’s kitchen. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.

Restaurant Insurance in Wyoming

Restaurant insurance that's made for your Wyoming business

Save up to 30% on restaurant business insurance in Wyoming