Painters Insurance

You can save up to 25% in discounts on business insurance for painters.*

Choose your primary coverage to get started:

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Painter insurance can help protect you from:

The cost of work mistakes

A customer claims you made a professional mistake that cost them money.””

Financial liability if someone gets hurt

If your worker or someone passing by suffers bodily injury and you’re asked to cover medical bills.

Accidental damage to someone else’s property

The costs of repairs and replacements could cut into your profits.

Legal defense costs

Insurance can help cover legal fees if you’re sued over a job-related claim.

Get painting contractor insurance that’s fast, easy and affordable

ERGO NEXT specializes in small business insurance. Painting insurance can help protect you, your painting company and your employees from the cost of unexpected events.

ERGO NEXT makes it easy to:

Check prices, get covered and buy 100% online in about 10 minutes.
Manage your policy 24/7 via web or mobile app.
Pay monthly or annually and cancel anytime.
Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.

ERGO NEXT specializes in painting business insurance

Painting insurance is usually several types of policies to help protect you, your business and your employees from different types of business risks. Your coverage may include:

General Liability insurance for painters

Protection for damage to other people’s property and injuries to non-employees

Whether you’re a self-employed painter, an independent painter contractor or run a small painting company, general liability insurance for painters can help cover unexpected accidents and claims. A general liability policy may also be required by residential customers or commercial clients.

general liability can help you pay for:

Medical expenses after an accident

Damage to property you don’t own

Legal fees settlements and court judgments

Costs related to reputation claims

Contractor’s Errors and Omissions insurance (E&O)

Coverage against business mistakes and claims of negligence

Contractor’s E&O insurance, an add-on to general liability insurance, can help protect your business from workmanship errors. For example, if you accidentally use the wrong color paint, you could get financial help to pay for damages.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Commercial Auto insurance

Coverage for your painting business vehicles

Personal auto insurance usually won’t provide coverage if you’re driving for business. And most states require commercial auto insurance for business-owned vehicles such as cars, trucks or trailers to help pay for medical bills and property damage.

commercial auto can help you pay for:

Accidents or collisions while driving for work

Damage or theft of a work vehicle

Repairs and liability costs after a covered incident

Workers’ Compensation insurance for painting companies

Protection from the costs of job-related injuries and illness

Most states require workers compensation coverage as soon as you hire your first employee. And you might need coverage before you can get your painter’s license. Workers’ compensation insurance for painters can help cover medical costs, lost wages and employer liability if someone on your crew gets injured or sick from work.

workers compensation can help you pay for:

Medical expenses after a workplace injury

Lost wages during recovery

Legal and employer liability costs

Tool and Equipment insurance

Protection for your essential business gear

Tools and equipment coverage is an add-on to our general liability insurance for painters. This type of liability coverage can help protect your painting gear in your vehicle, in a trailer or at a job site. If you regularly take gear to a job site, tools and equipment insurance can offer some protection against damage or theft.

inland marine can help you pay for:

Stolen or damaged tools at a job site

Equipment breakdowns or accidental damage

Some repair or replacement costs

Commercial Property insurance for painters

Coverage for painting businesses that own or rent workspace

If you’re a painter, your gear is your livelihood. Commercial property insurance for painters can help cover repair or replacement costs if your tools or workspace are damaged by fire, theft, vandalism and some harsh weather events in your shop or stored in your warehouse between jobs.

commercial property can help you pay for:

Damaged or stolen tools and equipment from your premises

Damages to covered property

Lost income due to business interruption

ERGO NEXT Insurance reviews

NEXT is the BEST

In need to commercial insurance, NEXT is your one stop shop!

gilbert f.

Chris Reinitz Construction

Best insurance should be your next insurance for your small business

Chris R.

Awesome

The best insurance company I've delt with by far.

Jared B.

Great service

Very easy to use site

Theodore S.

Quick service.

They were just there for me instantaneously.

MattHew H.

New to NEXT Insurance

I am a new business owner whom just started, I am excited to work with Next, so far their website is so easy to move around and easy to understand.

Ofelia U.

Pleased

I heard about NEXT via a instagram post and it piqued my interest. I was pleasantly surprised at ease of website and the value Would highly recommend

Jesus C.

Next is the BEST

Best customer service ever! Everyone was quick to respond with everything I needed

christopher h.

consolidating insurance

My sales provider help me thru the process. It was so easy.

kelly J.

General Liability

Super simple process

Jordan S.

Save up to 25% in discounts on Painters insurance

Pay monthly or annually, and you can cancel at any time.

Basic

Lowest Price

Commercial Auto

Combined single limit

$85,000

General Liability

Per occurrence

$300,000

Tools & Equipment

Per occurrence

$3,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does painting business insurance cost?

The price of commercial painters insurance or residential house painter insurance is more affordable than you might think. The exact price you’ll pay for your business insurance cost depends on a number of factors, including:

The type of work you do.
The types of clients you have.
Your business location.
Your number of employees.
Annual revenue.
The coverage limits and deductible you choose.
Your insurance claims history.

The best way to know for sure what you’ll pay is to check our prices. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.