Laundromat Insurance
You can save up to 25% in discounts on business insurance.*
Choose your primary coverage to get started:
Laundromat insurance can help protect your business from
Theft and vandalism costs
Your business has tags, broken windows, a broken door and damaged machines. You need help to cover costs — fast.**
Damage costs from fire or extreme weather
A fire, hail storm, wind damage or burst water pipe ruins your walls, windows, flooring, lighting and the space you lease or own.
Lost business income
If you need to close for repairs after a covered event like a fire or a burglary, your business insurance could help cover your financial losses.
The costs of equipment breakdown
If washers and dryers stop working and disrupt your business, in some cases your business insurance could help with the costs.
The costs of injuries and accidents inside your laundromat
Someone slips, trips or gets hurt, and you’re asked to cover their medical bills.
Get laundromat insurance that’s fast, flexible and convenient
ERGO NEXT specializes in small business insurance. Business insurance for laundromats can help protect you, your business and your employees from the cost of unexpected events.
ERGO NEXT makes it easy to:
- Check prices, get covered and buy 100% online in about 10 minutes.
- Manage your policy 24/7 via web or mobile app.
- Pay monthly or annually and cancel anytime.
- Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.
ERGO NEXT specializes in business insurance for laundromats
Laundromat insurance typically includes several types of policies to help protect you, your business and your employees from different types of business risks. Your coverage may include:
General Liability insurance for laundromats
Protection for the costs of damage to other people's property and injuries to non-employees
General Liability can help you pay for:
Workers’ Compensation
Required in most states to help cover the costs of employee work-related illnesses or injuries
Workers’ Compensation can help you pay for:
Commercial Property insurance
Protect your building, equipment and other business property
Commercial Property can help you pay for:
Business Owner’s Policy
Financial coverage for customer injuries and property damage
Business Owner’s Policy can help you pay for:
Save up to 25% on laundromat insurance
Pay monthly or annually, and you can cancel at any time.
How much does laundromat insurance cost?
Laundromat insurance can be more affordable than you might think. Premiums depend on several factors, including:
- The size and type of your laundromat.
- The services you offer, such as self-service laundry, wash-and-fold or pickup and delivery.
- Your business location.
- Your number of employees.
- Annual revenue.
- The policy limits and deductible you choose.
- Your insurance claims history.
The best way to find out what you’ll pay for laundromat insurance is to get a free, no-obligation quote. In about 10 minutes you can see the exact cost of customized coverage for your business.
How can laundromat insurance help your business?
Laundromat insurance could help your business to:
- Rent a commercial space. Landlords often require business insurance before you can rent a commercial building space.
- Hire employees. Most states require workers’ comp insurance for small businesses with employees.
- Protect your laundromat, inventory and equipment. Property insurance may help cover washers, dryers, folding tables, payment kiosks, POS systems, flooring, lighting and other business property if it’s damaged by a covered event like a fire, theft, vandalism or some types of water damage.
- Recover from equipment breakdowns. If a washer, dryer or other essential machine breaks down, equipment breakdown coverage may help with covered costs.
- Offer pickup and delivery services. If your business offers services like laundry pickup and delivery, commercial auto insurance could be required in your state to protect your business driving.
- Handle liability claims. General liability insurance could help cover costs if a customer is injured at your laundromat or if your business accidentally damages someone else’s property.
Laundromat insurance FAQ
If you don’t find answers to your frequently asked questions here, our licensed, U.S.-based insurance advisors are standing by to help.
Does laundromat insurance cover washers and dryers?
Commercial property insurance could help protect coin-operated washers and dryers and other covered business property, depending on how they were damaged. Adding equipment breakdown coverage to your policy may also help with some costs.
Do I need insurance for laundry pickup and delivery services?
If you or your employees drive a car, truck, van or other vehicle for your business, such as doing pickups and deliveries, you may need commercial auto insurance. Personal auto insurance doesn't usually cover business driving.
How can I get a certificate of insurance (COI)?
What do I need to get an insurance quote online?
How do you file an insurance claim with ERGO NEXT?
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
