Craft Vendor Insurance

You can save up to 25% in discounts on business insurance.*

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Rated 4.7/5

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Crafters insurance can help protect you against:

Property damage and vandalism

A fire, water damage or power outage that damages equipment and inventory.

Theft

Equipment and inventory you need for your business needs to be replaced – fast.

Injury or illness liability

A customer files a lawsuit or asks for medical payments to cover an injury where you vend.

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Craft vendor insurance to help protect your products and business

NEXT makes it fast, easy and affordable to get crafters insurance for fairs, markets, shows and online retail. And business insurance can be a requirement to set up shop at a venue or for an event.

Small business insurance coverage can help protect you from the everyday risks of vending to the public, such as injury or a faulty product that you make or sell. And it can help to cover the buildings, inventory and equipment you need to run your business.

Get a free quote, buy 100% online and get shareable proof of insurance in about 10 minutes.

Note that NEXT does not sell one-day vendor insurance for craft shows.

What type of craft vendor liability insurance coverage do you need?

Whether you’re selling your artisan scarves or made-to-order dog portraits, we'll help you manage your small business risk. And you can save up to 10% when you bundle two or more policies.

General Liability insurance

Protection for some injuries, accidents and damage

Commercial general liability coverage isn’t typically required by law. However, some clients and event venues could ask for a certificate of insurance to prove you have general liability coverage before they’ll work with you.

general liability can help you pay for:

Medical payments for non-employees injured at your business

Accidental property damage you cause to someone else’s property

Some legal fees and judgments

Workers’ Compensation insurance

For business owners who hire employees

Workers’ compensation insurance protects employees and craft business owners from financial losses after a workplace bodily injury or illness. It can help with reimbursements for medical bills, rehabilitation costs, lost wages and other expenses.

workers compensation can help you pay for:

Medical expenses for workers who suffer work-related injuries and illness

Lost wages for hurt workers in recovery

Employer liability coverage to help protect your business if an employee files a lawsuit

Commercial Property insurance

For business owners who own or rent physical spaces

Commercial property insurance can help cover your craft business property, which can include crafting supplies, inventory, equipment and even the building where you do business — whether you lease space or own the property.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

Product Liability insurance

For business owners who make or sell products

Product liability coverage — included in NEXT’s general liability insurance for craft vendors — can help cover some costs of injuries, damage and legal fees related to the craft products you make or sell.

product liability can help you pay for:

Repairs and replacements if a defect with your product damages someone else’s property

Medical costs if a defect with your product causes injuries

Legal costs if someone takes legal action around a defect with your product

NEXT Insurance reviews

Getting insurance with Next was

Getting insurance with Next was easy and quick to get. All the tools online are very helpful especially being able to create an print COIs for local events or anyone that my busine...

Amanda J.

awesome insurance for small businesses

makes it easy to do CIOs for arts and craft fairs!

Denys S.

The Easy Button

Your site makes it easy to get insurance and any of the documents needed for my small business.

Laurie S.

Quick and easy service. Thank

Quick and easy service. Thank you!

Katelyn C.

Liability Insurance

Great service fast response I needed liability insurance for an upcoming show and you helped me out. Thank you so very much

Brooke O.

Next Insurance

It was very easy to sign up. It is easy to use the app to add policy holders. I would recommend this insurance to all small businesses owners.

Maria M.

Helpful personal

Helpful personal and friendly service. Quick and friendly happy to help with issues as they arise.

sherrie b.

General Liability

Asked all the appropriate questions. Easy to follow and fill out. Fairly quick and easy.

Linda R.

Owner small business

Looked for a long while to find insurance that fits my type of company and NEXT CAME THROUGH!! AT A GREAT AFORDABLE RATE!!

Steven P.

Getting insurance with Next was

Getting insurance with Next was easy and quick to get. All the tools online are very helpful especially being able to create an print COIs for local events or anyone that my busine...

Amanda J.

You can save up to 25% in discounts on craft vendor insurance

Pay monthly or annually, and you can cancel at any time.

Basic

Lowest Price

General Liability

Per occurrence

$500,000

Professional Liability (E&O)

Per occurrence

$500,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does craft vendor insurance cost?

Crafters insurance costs vary based on the risks that your business faces. Some factors that determine cost include:

Your business location
Number of employees
Your past insurance claims history
Your revenue or business income
The insurance types, limits and deductibles you need

NEXT offers discounts of up to 10% when you combine multiple policies.

Why does a crafter need business insurance?

Craft vendor liability insurance can help protect you and your business from financial losses after unexpected incidents or accidents. Coverage can offer protection from costs related to business disagreements, and it can help you qualify for licenses or permits.

Here’s what else crafters insurance can help you do:

Align your business with state requirements for a craft business.
Hire employees. Most states require workers’ compensation insurance for employees.
Drive for business. Business-owned vehicles like cars, trucks and vans typically need commercial auto insurance.
Share the financial burden to repair or replace after a covered event. Protect your inventory, equipment and even the building that you lease or own.

Craft vendor insurance FAQ

If you don’t find answers here, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

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Amazon Seller, Arts and Crafts Store, Bike Shop, Bookstore, Candle Store, Candy Store, Clothing Store, Convenience Store, E-commerce, Electronics Store, Fabric Store, Florist, Furniture Store, Hardware Store, Jewelry Store, Laundromat, Luggage Store, Medical Supplies Store, Pawn Shop, Retail Store