Candle Store Insurance
Save up to 25% on candle store business insurance.*
Choose your primary coverage to get started:
Candle store insurance could help protect you from
The costs of injuries and accidents inside your shop
Someone slips, trips or gets hurt in your store, and you’re asked to cover their medical bills.**
Theft and vandalism costs
Your business has tags, broken windows, a broken door and inventory was stolen. You need help to cover costs for replacement and repairs — fast.
Damage costs from fire or extreme weather
A fire, hail storm or burst water pipe ruins your stock, computers and POS systems, furniture, flooring, lighting and the retail space you lease or own.
Lost business income
If you need to close for repairs after a covered event, your business insurance could help cover your financial losses.
Product liability
A product that you sell causes harm to a customer’s health or damages their property, and they ask you to cover the costs and take legal action against you.
Get candle store insurance that’s fast, flexible and convenient
ERGO NEXT specializes in small business insurance. Candle shop business insurance can help protect you, your business and your employees from the cost of unexpected events.
ERGO NEXT makes it easy to:
- Check prices, get covered and buy 100% online in about 10 minutes.
- Manage your policy 24/7 via web or mobile app.
- Pay monthly or annually and cancel anytime.
- Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.
ERGO NEXT specializes in business insurance for candle stores
Candle shop insurance typically includes several types of policies to help protect you, your business and your employees from different types of business risks. Your coverage may include:
General Liability insurance for candle stores
Protection for injuries to non-employees and damage to other people's property
general liability can help you pay for:
Workers’ Compensation insurance
Coverage for work-related illnesses or injuries for employees
workers compensation can help you pay for:
Commercial Property insurance
Protection for your building, inventory, equipment and other business property
commercial property can help you pay for:
Product Liability insurance
Coverage for damages caused by the candles or other products you make or sell
product liability can help you pay for:
ERGO NEXT Insurance reviews
Super easy and reasonable.
Definitely one of the best decisions for my business was letting NEXT guide me through the daunting task of getting covered. Thank you!
Kevin W.
Insurance for our business
Tori was amazing!
Leann S.
From a small business
Appreciate the low cost for a small start up business. Easy to enroll. Hope I never need to use but if I do hope it really does cover what they say.
Nicole S.
Owner
Quick and easy to obtain insurance for my business.
Tamika D.
Fast and straightforward!
Fast and straightforward!
Laura V.
Great!
I was so happy to finally find insurance for my candle business!!!
Lori C.
Very pleased
Easy and affordable!
Ebony H.
I AM SO EXCITED
I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simpl...
Curzella J.
Very easy to sign up
The website was very easy to manage and signing up for my business insurance was very quick.
Scott T.
Fast & Easy!
Affordable, Responsive, Quick, & Incredibly Easy!
LaRhonda D.
Save up to 25% in discounts on candle shop insurance
Pay monthly or annually, and you can cancel at any time.
How much does candle store insurance cost?
The cost of candle store insurance can be more affordable than you might think. The price depends on several factors, including:
- The size and type of your candle store.
- The products you sell, such as candles, wax melts, fragrance oils or candle-making supplies.
- Your business location.
- Your number of employees.
- Your annual revenue.
- The coverage limits and deductible you choose.
- Your insurance claims history.
The best way to see exactly what you’ll pay for candle store insurance is to get a free, no-obligation quote. In about 10 minutes, you can see the cost of customized coverage for your business.
How can candle store insurance help your business?
Candle store insurance can help your business to:
- Protect your store, inventory and equipment. Property insurance could help cover your candles, wax, fragrance oils, displays, shelving, point-of-sale systems and other business property if it’s damaged by a covered event.
- Handle liability claims. Liability insurance could help protect you if a customer is injured at your candle store or if your business accidentally damages someone else’s property.
- Deal with product liability issues. If a candle, wax melt or other product you sell is alleged to have caused bodily injury or property damage, product liability coverage may help with the costs of claims against you.
- Sell at craft fairs, craft shows or pop-ups. Some event organizers require proof of insurance before allowing vendors to participate.
- Drive for business. If your business uses cars, trucks, vans, trailers or other vehicles to transport inventory, deliver products or attend vendor events, commercial auto insurance could help protect your business driving.
Candle store insurance FAQ
If you don’t find the answers to your most frequently asked questions about candle store insurance here, our licensed, U.S.-based insurance advisors are standing by.
Does ERGO NEXT have General Liability insurance coverage for candle stores?
Yes. ERGO NEXT has general liability insurance, commercial property insurance, workers' compensation insurance and commercial auto insurance for eligible candle stores.
Is business insurance required to sell candles at craft fairs or farmers markets?
Many craft fairs, farmers markets, holiday markets, pop-ups and other vendor events require sellers to carry liability insurance or other types of business insurance to participate. Event organizers often ask for a certificate of insurance (COI) as proof of the details of your insurance coverage.
Does candle store insurance cover handmade candles?
Candle shop insurance may cover handmade candles. Your business may need coverage for both your retail operations and the products that you manufacture.
For example, product liability insurance could help protect your business if a customer claims that a handmade candle you sold them caused an injury or property damage. Product liability coverage is included in an ERGO NEXT general liability policy, which can also cover things like if a customer asks you to pay for their designer shoes that were ruined by spilled hot wax in your shop.
The coverage your business needs depends on how your business operates and the policies and limits that you choose.
How can I get a certificate of insurance (COI)?
What do I need to get an insurance quote online?
How do you file an insurance claim with ERGO NEXT?
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
