Choose your primary coverage to get started:
NEXT’s auto body shop insurance can help protect you from out-of-pocket costs related to accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
general liability can help you pay for:
commercial property can help you pay for:
faulty work can help you pay for:
garagekeeper liability can help you pay for:
You can save up to 19% when you buy auto body shop insurance with NEXT. The exact amount you pay will depend on:
A certified shop that bundles general liability with commercial property coverage can save up to 19%. Qualifying certifications are ASE, I-CAR (Gold class) and AAA-approved auto repair.
Auto body technicians are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
Here are some of the most common questions we get about auto body collision repair insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Our auto body shop insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:
You drop your paint gun and accidentally dent the hood of a customer’s van. General liability coverage gives you financial protection if you are held responsible for damaging property.**
A customer’s kid trips over your tools and hurts himself. General liability helps to keep your business protected if someone other than an employee gets hurt.
A paint stand falls over and punctures the side of a customer’s door. Garagekeepers coverage could cover the repairs to the body of the vehicle caused by the stand.
A customer claims you didn’t paint their car the color they requested. Faulty work insurance could help to defend you against the claim.
Your employee takes a customer’s car for a test drive and accidentally causes an accident. Hired & non-owned auto (HNOA) coverage can be added to a commercial auto policy for coverage when you or your employees drive a customer’s vehicle.
Vandals tag your shop and equipment. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.
If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.
The quickest way to talk to our U.S.-based customer service team is through chat. You can reach us by clicking “chat with us” at the very bottom of the help center page.