Tile, Stone and Flooring Installer Insurance

Our tile, stone and flooring installer insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

Your company accidentally damages baseboards when installing a tile floor. The general liability coverage in your insurance package would help pay to fix the damage.

Accidents that hurt someone

An employee forgets to place warning signs and a visitor twists an ankle after tripping over building materials. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client says that you failed to properly install a stone fountain at an office building, which causes water damage. E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

One of your employees is injured using a tile cutter and needs to visit the emergency room. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.

Injuries and damage involving your business vehicles

An employee has a wreck on a highway and totals another driver’s vehicle. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Theft or damage to your tools

You forget to take a granite router home from a site and can’t find it when you return. You can choose to add tools and equipment insurance to your general liability coverage to help pay for replacement costs.

Damage to your own property

Your office is flooded after a water pipe bursts overnight. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

It takes about 10 minutes to get a consultant business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

Once you have a NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI instantly or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.