Does retail insurance cover damaged storefront windows?

Learn everything you need to know about retail insurance coverage for damaged storefront windows.

David Granahan - Writer for NEXT Insurance
By David Granahan
Kelly Hendrickse - editor for NEXT Insurance
Edited by Kelly Hendrickse
Matt Crawford for NEXT Insurance
Fact-check by Matt Crawford

Published June 19, 2023.

Yes, retail insurance can cover damaged storefront windows.

This is where the right insurance coverage comes in.

How retail insurance can help

A broken window not only poses a safety hazard but can also lead to lost inventory, revenue and customers. Luckily, retail insurance can include a commercial property policy to help with repairs or replacements. The policy can help with damage to:

  • Buildings
  • Fixtures
  • Equipment

» Learn more about small business insurance basics

Steps to follow if your storefront window gets damaged

When unforeseen incidents take place, it's useful to try and stay level-headed. You can use these steps to help handle the damaged window:

  1. Document the damage with photos and notes
  2. Clean the area to prevent further damage or injury
  3. Review your policy to double-check that you are covered
  4. File a claim with your insurance provider and include all details

What to do next?

At NEXT, we understand the importance of protecting your business assets. That's why we offer a range of insurance products designed specifically for small retail businesses.

Whether you need coverage for property damage, liability claims or employee injuries, we can have you covered. To view your options, simply apply online and get an instant quote in less than 10 minutes.

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