Does Amazon Seller insurance cover loss of inventory?

Your inventory is everything as an Amazon seller. But can it be covered by Amazon seller insurance?

David Granahan - Writer for NEXT Insurance
By David Granahan
Kelly Hendrickse - editor for NEXT Insurance
Edited by Kelly Hendrickse
Matt Crawford for NEXT Insurance
Fact-check by Matt Crawford

Updated May 29, 2023.

Yes, Amazon seller insurance can cover loss of inventory. Zippia research points out that 1.6 million packages are shipped daily with Amazon. That's a lot of inventory, right? But what happens if you experience a loss of inventory and you can't make sales?

» Want to know more? Check out examples of Amazon seller insurance in action

Amazon Seller insurance

Amazon seller insurance can help in case of financial loss due to inventory loss. This is because the coverage can include a commercial property policy, which can help cover inventory replacements if the following happens:

  • Theft
  • Vandalism or damage
  • Fires
  • Water damage
  • Other related risks

Other useful policies

Although a commercial property policy can cover inventory-related losses, Amazon seller insurance can include or have other beneficial policies added.

  • General liability insurance: This coverage is typically required by Amazon before you can sell. It can help in case of third-party injury or property damage.
  • Product liability insurance: As an add-on to Amazon seller insurance, this can help if your business is sued for harm or property damage caused by your products.

Protect your Amazon business with NEXT

To ensure you have the right blend of policies, consider the value of your inventory, research policies to find the best fit and look into providers' customer reviews. And why not let NEXT help give you peace of mind?

Our licensed U.S.-based advisors can guide you in tailoring your Amazon seller insurance so it's as comprehensive as you need. To view your options, simply apply online and get an instant quote in less than 10 minutes. You can then get your certificate of insurance and share it 24/7 with the NEXT app.

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