Can I get Business insurance if I'm a plumber in California?

Protect your plumbing business in California with the right insurance coverage and learn about the best types of insurance for plumbers.

Aditya Raghunath - Writer for NEXT Insurance
By Aditya Raghunath
Michelle Meyer - Editor for NEXT Insurance
Edited by Michelle Meyer
Matt Crawford for NEXT Insurance
Fact-check by Matt Crawford

Updated May 29, 2023.

Plumbers in California need to protect themselves against potential risks, including accidents, injuries, medical and legal fees, and property damage. Fortunately, you can get business insurance for financial protection against these risks.

Types of plumbing business insurance

Types of insurance for plumbers include:

  • General liability insurance: This type of insurance can protect against claims of property damage for properties you don't own or bodily injury to a non-employee that may occur during plumbing work.
  • Workers' compensation insurance: This insurance is required by law in California if you have employees and can provide coverage for medical expenses and lost wages if an employee is injured on the job.
  • Commercial auto insurance: This insurance is necessary if the plumber uses a vehicle for business purposes, such as transporting equipment or traveling to job sites.
  • Professional liability insurance: Also known as errors and omissions (E&O) insurance, this insurance can provide protection against claims of professional negligence or mistakes that may result in financial losses for clients.

» Follow this comprehensive guide for plumber licensing requirements by state

How NEXT helps plumbers

It's important to make sure you protect your plumbing business with the right type of insurance to avoid paying entirely out of pocket for any financial losses.

NEXT offers fast, affordable and tailored plumbing business insurance for plumbers in California. To view your options, simply apply online and get an instant quote in less than 10 minutes.

You'll have instant access to your certificate of insurance once you purchase coverage, and you can share it 24/7 with the NEXT app.

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