NEXT Insures Jobox Users Across the US

Handyman business insurance is designed to protect from a variety of financial losses related to:

Damage you or your workers accidentally cause to someone’s property

If you accidentally shatter an expensive vase while building some shelves for a client, general liability coverage could help cover the costs.

Accidents on your job site that hurt someone (bodily injury)

You post signage and put out cones, but someone trips and falls over the extension cord for your drill. Your general liability coverage could help pay for medical costs and legal fees. But if your employee pulls a muscle carrying lumber and needs physical therapy — and can’t work for three weeks — workers’ compensation coverage could help cover those medical bills and lost wages.

Workmanship errors

A small apartment building claims you installed the wrong carpeting, which needs to be replaced. Contractor’s E&O insurance could help you cover the replacement and defend yourself if you’re sued.

Accidents with your business vehicles

Your work truck accidentally clips someone’s fender. Commercial auto insurance coverage, usually required by law for business-owned vehicles, could help pay for the repairs.

Theft or damage to your tools

Your power tools suddenly go missing mid-way through a project. If you choose to add tools and equipment insurance to your general liability insurance policy, it could help pay for the costs.

Many professionals like you aren’t quite sure which policy is right for them. Are you a handyman who needs general liability insurance for handyman services, or do you need a policy for appliance installation, or maybe a flooring installer? If multiple categories in our menu fit your business, you should fill out our general contractor insurance application, and check off all the work categories that are relevant to you. If the types of work that you do aren’t included in the application, they’re not eligible for coverage at this time.

Yes. As long as the work fits within the description and limits of the policy you buy, you’re covered to work for multiple clients. It’s important to be as accurate as possible when sharing details about the work when you get your handyman insurance quote to make sure you have the right coverage for your business.

If you do minor repair or maintenance services, ERGO NEXT handyman commercial insurance is limited to these types of jobs. Insurance requirements for a handyman are not fit for work that might require a contractor’s license, permit or inspection. If your operations scale larger than handyman work, or if you have a specialty, take a look at our general contractor insurance. Note that all of our business insurance policies require that you have the legally required licenses for the work you do in your state. Be sure to check your local rules to make sure you’re compliant. Learn more about the difference between a handyman and a general contractor.

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.