Consultant Insurance

You can save up to 25% in discounts on consulting insurance.*

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Get consulting insurance required for licensing and contracts fast

NEXT makes it fast, easy, and affordable for business consultants, IT consultants, marketing consultants, management consultants, operations consultants and more to get professional liability insurance (also called errors and omissions insurance, or E&O) to satisfy industry requirements and client mandates.

We specialize in small business insurance coverage to help shield you and your business from professional liability, property damage, theft, work injuries and more.

In about 10 minutes you can get a free quote, buy 100% online, get covered and share your proof of insurance at no extra charge.

NEXT specializes in insurance for consultants

Choose your profession to get more information

Software Developer insurance, Art Consultant, Business Consultant insurance, Education Consultant, IT Consultant, Marketing Consultant, Product Designer, Safety Consultant, Translator and Interpreter

How consultant insurance coverage can help protect your business

Business insurance for a consulting business can help cover legal fees if a client claims your professional negligence caused a financial loss (whether it’s true or not), help pay for medical bills if you’re accused of causing an injury or damaging property, and more.

These types of business insurance are most often recommended or required for consultants for business protection:

Professional Liability insurance for consultants (E&O)

Professional liability insurance, also called errors and omissions insurance (E&O insurance), is often required for consultants to get a professional license. Clients may also require you to carry this protection before they’ll work with you.

An accusation of professional negligence can damage your reputation and threaten the financial stability of your business.

E&O insurance can help shield you and your business from a costly legal defense if you’re accused of making a professional mistake that a client says cost them a financial loss — whether it’s true or not.

Learn more about Professional Liability insurance.

Consultant General Liability insurance

A general liability insurance policy can help protect you and your business from the costs of accidental damage to property you don’t own or injuries to non-employees.

This type of liability insurance could provide financial help for medical payments, legal fees and judgments.

Learn more about General Liability insurance.

How much does consultant liability insurance cost?

You can save up to 25% in discounts when you buy consultant insurance with NEXT. Your insurance cost can vary based on a number of factors, including:

Your line of work.
The location of your business.
Your number of employees, if you have them.
Your claims history.
Annual business revenue.

Get a free consultant insurance coverage quote. You’ll know exactly what your business will pay in about 10 minutes. You can buy 100% online, get sharable proof of insurance immediately at no extra cost and access your policy 24/7.

Consulting insurance that’s fast, easy and convenient

Customize your consultant insurance coverage to help protect you.

Business insurance in less than 10 minutes

Fast

Get covered online in about 10 minutes and get 24/7 access to your policy.

Easy

Set up monthly or annual payments, and get unlimited proof of insurance at no additional cost.

Convenient

Do it all 100% online or talk to a licensed U.S.-based advisor

Other important business insurance coverage for consultants

Professional liability insurance (E&O) and general liability insurance do a lot, but they don’t cover all the risks a consulting business can face. To help cover your business risks, we also offer:

Workers’ Compensation insurance for consultants

If you have employees, a workers’ comp insurance policy is required by law in most states. Business owners can opt to protect themselves from work-related injuries and illness, too. Coverage can help pay for medical bills, lost wages while recuperating and more.

Learn more about workers’ comp insurance.

Commercial Auto insurance for consultant professionals

If you own or drive a vehicle for work, personal auto insurance doesn’t usually provide coverage if, say, you cause a collision on the way to a client’s office.

Most states require a commercial auto insurance policy for business-owned vehicles to help pay for medical expenses and property damage after an accident.

Learn more about commercial auto insurance.

Commercial Property insurance for consultants

If you own, rent or lease office space or work space, commercial property insurance for consultants can help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.

Learn more about commercial property insurance.

NEXT Insurance reviews

I am so excited

I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.

Curzella J.

Easiest insurance purchase – EVER!

I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.

Michael W.

Happy small business owner!

I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!

Nicole E.

Consultant insurance FAQ

If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

Tell us about your business. Share what you do, where you’re located, how many people you employ, and any vehicles you use for work.
Review your options. Compare recommended coverages and see prices tailored to your business.
Buy online & get proof instantly. Complete checkout and download your certificate of insurance (COI) on the spot.

Time required: About 10 minutes.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

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