I shopped around before moving forward with nextinsurance. So far everything is good. I haven’t had to use it yet (knock on wood), but after speaking with a representative, I feel like I’m in good hands.
Insurance should be:
Buy your policy 100% online in minutes, whenever and wherever you choose
Pay monthly, with amazing prices and absolutely no extra fees
Your business insurance coverage is designed to meet your needs

Grow Your Business
Have you noticed an increase in the number of customers asking to see your proof of insurance? Smart customers know they should only trust a professional with their tree trimming jobs. Asking for a certificate of insurance is one way they can tell who's serious. Luckily, if you're a Next Insurance customer, you have instant access to unlimited free certificates of insurance you can share from your cell phone.

Keep More of What You Earn
No one likes paying fees; that's why we've eliminated them. There are no extra fees for binding your policy, or paying monthly. If you prefer to pay annually, you won't save money, either. There's just one fair price for our tree trimmer insurance, and it's designed to save you money. You work hard; shouldn't you get to keep more of what you earn?

Get Coverage Built Around Your Needs
You might know you need tree trimming insurance. but you probably don't want to pay extra for coverage you don't need. That's why we designed our liability insurance around your business needs. Starting at just $29 per month, we offer the coverage you need for your tree service business with no extras that only drive up the cost.
Tree Service Insurance Coverage Plans
Starting at $29 per month
Basic
General Liability
$300,000 limit
$300,000 aggregate
$0 deductible
Professional Liability
Not included
Pro
General Liability
$1,000,000 limit
$1,000,000 aggregate
$0 deductible
Professional Liability
$10,000 limit
$20,000 aggregate
$500 deductible
Pro Plus
General Liability
$1,000,000 limit
$2,000,000 aggregate
$0 deductible
Professional Liability
$25,000 limit
$50,000 aggregate
$500 deductible
All plans include general liability coverage; Pro and Pro Plus Plans also include professional liability
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Bodily Injury
While you were pruning a tree, a client tripped over branches left on the ground.
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Medical Payments
Your client who tripped over the branches on the ground broke her arm. She asks that you pay her medical costs.
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Property Damage
You were busy trimming a tree when a branch fell unexpectedly. The branch landed on a client's back deck and damaged the deck.
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Advertising Harm
As part of an effort to attract new business, you put an ad in a local newspaper. A competitor thought your ad was a little too similar to theirs, and is now suing you for damages.
This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.
Got questions? We've got answers.




- If your state requires a license, we do too. However, in most states where insurance is a requirement to get your license, we do offer the ability to purchase the policy on the condition that you agree to have all the required licenses before working. But it’s important to remember: if you are not operating legally, a claim will likely not be covered.
- If your state doesn’t require you to have a license for a certain line of work you are welcome to apply for any trade specific policy, a Handyperson, or General Contractor policy. You can take a look at our jack-of-all-trades FAQ for how to decide between those two.