Life Coach insurance

You can save up to 25% in discounts on life coach liability insurance.*

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Life coach professional liability insurance can help with

Business errors

A client or customer accuses you of making a professional mistake that costs them money.

Claims of professional negligence

Someone claims your inaction or wrongdoing caused financial loss or personal harm.

Legal defense

Legal fees and defense costs

You need an attorney to defend your business in a lawsuit after a claim.

Get life coach insurance that’s fast, easy and affordable

NEXT specializes in small business insurance. Life coach insurance can help protect you, your company and your employees from the cost of unexpected events.

NEXT makes it easy to:

  • Check prices, get covered and buy 100% online in about 10 minutes.
  • Manage your policy 24/7 via web or mobile app.
  • Pay monthly or annually and cancel anytime.
  • Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.
NEXT specializes in life coach insurance
Life coach insurance is usually several types of policies, and you can save up to 10% when you bundle two or more. Your coverage may include:
General Liability insurance

General Liability insurance

Protection for damage to other people's property and injuries to non-employees
General liability insurance can help protect your business from common, unexpected mishaps if a non-employee gets hurt at your business or you accidentally damage someone else’s property. For example, if you spill a coffee that accidentally zaps a client’s laptop at an in-person session, general liability could help cover the cost.

general liability can help you pay for:

Medical expenses resulting from bodily injury
Property damage to other people’s property
Legal costs and judgments
Life Coach Professional Liability insurance (E&O insurance)

Life Coach Professional Liability insurance (E&O insurance)

To help protect you from errors and mistakes at work
Life coach professional liability insurance, sometimes called errors and omissions insurance (E&O) or professional indemnity insurance, could help if a client claims your advice caused them financial harm. Even if you’re not found to be at fault, legal fees for your defense could rack up quickly without the right insurance protection.

professional liability can help you pay for:

Claims of professional negligence (actual or alleged)
Legal defense costs
Legal judgments
Commercial Property insurance

Commercial Property insurance

Protect your business gear, goods and building
Commercial property coverage can be a smart choice if you lease or own a space to host coaching sessions — even if it’s in your own home. If your business property in your space is damaged due to a covered event such as a burst water pipe, fire, theft or vandalism, a property policy could help with replacement or repair.

commercial property can help you pay for:

Damaged business equipment
Repairs or replacements to building fixtures
Lost income if you’re forced to close after a covered event

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Easy to sign up and competitive rates

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Great experience! Made it really easy to do business with Next! NextLevel Solutions, Inc appreciate the great customer experience!

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Save up to 25% in discounts on life coach insurance coverage

Pay monthly or annually, and you can cancel at any time.

Basic
Lowest Price
General Liability
Per occurrence
$500,000
Professional Liability (E&O)
Per occurrence
$500,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
Pro
Most Popular
General Liability
Per occurrence
$1 million
Professional Liability (E&O)
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
Pro Plus
Best Coverage
General Liability
Per occurrence
$1 million
Professional Liability (E&O)
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000

How much does life coach insurance cost?

Premiums for life coach insurance are more affordable than you may think. The exact price you’ll pay for your business insurance cost depends on a number of factors, including:

  • The type of work you do.
  • The types of clients you have.
  • Your business location.
  • Your number of employees.
  • Annual revenue.
  • The coverage limits and deductible you choose.
  • Your insurance claims history.

The best way to know for sure what you’ll pay is to check our prices. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.

How can insurance for life coaching help your business?

You might need life coach insurance to help your business:

  • Defend against client claims. If a client alleges your advice led to financial loss (true or not), professional liability insurance could help cover legal defense costs.
  • Protect your office and equipment. Property insurance can help protect business gear like furniture, technology and the building from the cost of damages.
  • Safeguard client data. If sensitive client information is exposed in a cyberattack, cyber liability insurance could help with breach response, recovery and legal costs.
  • Handle everyday accidents. If a client slips and falls in your workspace, general liability insurance could help cover medical bills.
  • Hire employees. Most states require workers’ compensation insurance for small businesses with employees.
  • Drive for business. Business-owned vehicles and personal vehicles you drive for work typically need commercial auto insurance.

Life Coach insurance FAQ

If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

  1. Tell us about your business. Share what you do, where you’re located, how many people you employ, and any vehicles you use for work.
  2. Review your options. Compare recommended coverages and see prices tailored to your business.
  3. Buy online & get proof instantly. Complete checkout and download your certificate of insurance (COI) on the spot.
Time required: About 10 minutes.

How can I get a certificate of insurance (COI)?

Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a certificate of insurance, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them.

How do you file an insurance claim with NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We’ll contact you shortly to go over the details. Our support team is standing by to help.
Next Insurance, small business insurance
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Manage your policies, send and create certificates of insurance, or file a claim with our app.
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More professions covered by NEXT

Software Developer insurance, Art Consultant, Business Consultant insurance, Education Consultant, IT Consultant, Marketing Consultant, Product Designer, Safety Consultant, Translator and Interpreter
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© 2025 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of March 21, 2025. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.