Home renovation contractor insurance that's made for your business
ERGO NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to home renovation contractor business so you are always protected against unpredictable events. The most common insurances packages bought by home renovation contractor business owners include:
- General liability
- Contractors’ E&O
- Workers’ compensation
- Tools and equipment
- Commercial property
We’ll help you get the business insurance coverage you need
It’s all about managing your risk. See the different home renovation contractor business insurance policies available and save up to 10% when you bundle two or more of our policies.
General Liability
Protection for the injuries, accidents and damage you cause
general liability can help you pay for:
Contractors’ E&O
Coverage against business mistakes and claims of negligence
professional liability can help you pay for:
Workers' Compensation
For business owners who hire employees
workers compensation can help you pay for:
Tools & Equipment
Protection for your gear and equipment
inland marine can help you pay for:
Commercial Property
For business owners who own or rent physical spaces
commercial property can help you pay for:
What customers say about us
NEXT is the BEST
In need to commercial insurance, NEXT is your one stop shop!
gilbert f.
Chris Reinitz Construction
Best insurance should be your next insurance for your small business
Chris R.
Awesome
The best insurance company I've delt with by far.
Jared B.
Great service
Very easy to use site
Theodore S.
Quick service.
They were just there for me instantaneously.
MattHew H.
New to NEXT Insurance
I am a new business owner whom just started, I am excited to work with Next, so far their website is so easy to move around and easy to understand.
Ofelia U.
Pleased
I heard about NEXT via a instagram post and it piqued my interest. I was pleasantly surprised at ease of website and the value Would highly recommend
Jesus C.
Next is the BEST
Best customer service ever! Everyone was quick to respond with everything I needed
christopher h.
consolidating insurance
My sales provider help me thru the process. It was so easy.
kelly J.
General Liability
Super simple process
Jordan S.
You can save up to 25% in discounts on home renovation contractor insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
How much should a home renovation contractor expect to pay for insurance?
Your home renovation contractor insurance costs will be tailored to your business. Several factors will impact the price you pay, including:
- Your claims history
- How high you set your limits
- Your work experience
- How many people you employ
With coverage built for more than 1,300 small business professions, ERGO NEXT offers you the right small business insurance at the right price, no matter what you do.
How important is it for a home renovation contractor to have business insurance?
We know building a small business is an investment. To protect that investment, home renovation contractor businesses need insurance to avoid financial losses. Business insurance can protect your from:
- Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
- Damage to the physical items you need to do business.
- Claims of work mistakes or negligence.
- Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.
NEXT is dedicated to helping home renovation contractor business owners find the affordable coverage you need to stay protected, meet legal requirements and satisfy your customers.
Frequently asked questions about home renovation contractor business insurance
Here are some of the most common questions we get about home renovation contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.